Regulatory profile
Raceland, LA · FDIC certificate #19143
UNITED COMMUNITY BANK is an FDIC-insured institution based in Raceland, LA (FDIC certificate #19143). In its Q3 2026 Call Report it reported total assets of $666M, total deposits of $559M and net loans of $533M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for UNITED COMMUNITY BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $559M |
|---|---|
| Net loans and leases | $533M |
Plain-language readout
UNITED COMMUNITY BANK in Raceland, LA funds its loans with $559M of deposits and holds $533M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for UNITED COMMUNITY BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 95.31% in Q3 2026, against 85.58% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $533M | $559M | 95.31% |
| Q2 2026 | $500M | $560M | 89.37% |
| Q1 2026 | $495M | $578M | 85.58% |