Regulatory profile
Natchez, MS · FDIC certificate #21083
UNITED MISSISSIPPI BANK is an FDIC-insured institution based in Natchez, MS (FDIC certificate #21083). In its Q3 2026 Call Report it reported total assets of $595M, total deposits of $514M and net loans of $443M. Its primary federal regulator is FDIC.
Reported facts
UNITED MISSISSIPPI BANK (FDIC certificate #21083) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $595M |
|---|---|
| Total deposits | $514M |
| Net loans and leases | $443M |
| Return on assets | 1.27% |
| Return on equity | 11.34% |
| Net interest margin | 4.68% |
| Quarterly asset change | 6.13% |
| Quarterly deposit change | 7.34% |
Plain-language readout
UNITED MISSISSIPPI BANK in Natchez, MS reported total assets of $595M, total deposits of $514M and net loans of $443M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.27%, a return on equity of 11.34%, a net interest margin of 4.68%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $595M | $514M | $443M | 1.27% | 11.34% | 4.68% |
| Q2 2026 | $561M | $479M | $410M | 1.15% | 10.22% | 4.67% |
| Q1 2026 | $563M | $485M | $412M | 1.14% | 10.22% | 4.64% |
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