Regulatory profile
Mountain Lake, MN · FDIC certificate #10958
UNITED PRAIRIE BANK is an FDIC-insured institution based in Mountain Lake, MN (FDIC certificate #10958). In its Q3 2026 Call Report it reported total assets of $930M, total deposits of $790M and net loans of $784M. Its primary federal regulator is FDIC.
Reported facts
UNITED PRAIRIE BANK (FDIC certificate #10958) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $930M |
|---|---|
| Total deposits | $790M |
| Net loans and leases | $784M |
| Return on assets | 1.41% |
| Return on equity | 14.19% |
| Net interest margin | 4.15% |
| Quarterly asset change | -1.01% |
| Quarterly deposit change | 0.18% |
Plain-language readout
UNITED PRAIRIE BANK in Mountain Lake, MN reported total assets of $930M, total deposits of $790M and net loans of $784M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.41%, a return on equity of 14.19%, a net interest margin of 4.15%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $930M | $790M | $784M | 1.41% | 14.19% | 4.15% |
| Q2 2026 | $939M | $788M | $786M | 1.45% | 14.62% | 4.11% |
| Q1 2026 | $975M | $838M | $780M | 1.36% | 13.94% | 3.99% |
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