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Regulatory profile
Ann Arbor, MI · FDIC certificate #14587 · RSSD 137652
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.2B | $1.1B | $1.1B | 1.08% | 11.21% | 4.36% |
| 2026-03-31 | $1.1B | $1.0B | $1.0B | 0.69% | 7.11% | 4.34% |
| 2025-12-31 | $1.1B | $0.9B | $1.0B | 1.13% | 11.58% | 4.43% |
| 2025-09-30 | $1.1B | $0.9B | $1.0B | 1.11% | 11.39% | 4.40% |
| 2025-06-30 | $1.1B | $0.9B | $1.0B | 0.93% | 9.39% | 4.34% |
| 2025-03-31 | $1.0B | $0.8B | $0.9B | 0.55% | 5.42% | 4.30% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1496253 · 1993-01-01 to current
Unmatched RSSD entityRSSD 1247745 · 1988-07-25 to 1992-12-31
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.