Regulatory profile
Salina, UT · FDIC certificate #22514
UTAH INDEPENDENT BANK is an FDIC-insured institution based in Salina, UT (FDIC certificate #22514). In its Q3 2026 Call Report it reported total assets of $178M, total deposits of $149M and net loans of $122M. Its primary federal regulator is FED.
Reported facts
UTAH INDEPENDENT BANK (FDIC certificate #22514) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $178M |
|---|---|
| Total deposits | $149M |
| Net loans and leases | $122M |
| Return on assets | 3.30% |
| Return on equity | 22.15% |
| Net interest margin | 6.84% |
| Quarterly asset change | 3.92% |
| Quarterly deposit change | 4.36% |
Plain-language readout
UTAH INDEPENDENT BANK in Salina, UT reported total assets of $178M, total deposits of $149M and net loans of $122M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 3.30%, a return on equity of 22.15%, a net interest margin of 6.84%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $178M | $149M | $122M | 3.30% | 22.15% | 6.84% |
| Q2 2026 | $171M | $143M | $120M | 3.43% | 23.04% | 6.88% |
| Q1 2026 | $163M | $137M | $108M | 3.41% | 23.08% | 7.10% |
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