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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Salina, UT · FDIC certificate #22514
UTAH INDEPENDENT BANK is an FDIC-insured institution based in Salina, UT (FDIC certificate #22514). In its Q3 2026 Call Report it reported total assets of $178M, total deposits of $149M and net loans of $122M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for UTAH INDEPENDENT BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $149M |
|---|---|
| Net loans and leases | $122M |
Plain-language readout
UTAH INDEPENDENT BANK in Salina, UT funds its loans with $149M of deposits and holds $122M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for UTAH INDEPENDENT BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 81.85% in Q3 2026, against 79.40% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $122M | $149M | 81.85% |
| Q2 2026 | $120M | $143M | 83.56% |
| Q1 2026 | $108M | $137M | 79.40% |