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Regulatory profile
FDIC certificate #24919 · RSSD 590220
UWHARRIE BANK is an FDIC-insured institution (FDIC certificate #24919). In its Q2 2026 Call Report it reported total assets of $1.2B, total deposits of $1.1B and net loans of $0.7B. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for UWHARRIE BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 13.79% |
|---|---|
| Equity to assets | 8.75% |
| Noncurrent loans ratio | 0.11% |
| Nonaccrual loans ratio | 0.11% |
| Loan to deposit ratio | 63.49% |
| Liquid assets ratio | 38.79% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $1.1B |
| Net loans and leases | $0.7B |