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Regulatory profile
Albemarle, NC · FDIC certificate #24919 · RSSD 590220
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.2B | $1.1B | $0.7B | 1.26% | 14.97% | 3.57% |
| 2026-03-31 | $1.2B | $1.1B | $0.7B | 1.14% | 13.78% | 3.50% |
| 2025-12-31 | $1.2B | $1.1B | $0.7B | 1.07% | 13.80% | 3.62% |
| 2025-09-30 | $1.2B | $1.1B | $0.7B | 1.04% | 13.74% | 3.59% |
| 2025-06-30 | $1.2B | $1.1B | $0.7B | 1.04% | 13.82% | 3.58% |
| 2025-03-31 | $1.2B | $1.1B | $0.7B | 1.00% | 13.54% | 3.49% |
| 2024-12-31 | $1.1B | $1.0B | $0.7B | 0.98% | 14.01% | 3.53% |
| 2024-09-30 | $1.2B | $1.1B | $0.6B | 1.01% | 14.52% | 3.47% |
| 2024-06-30 | $1.1B | $1.0B | $0.6B | 0.94% | 13.82% | 3.50% |
| 2024-03-31 | $1.1B | $1.0B | $0.6B | 0.98% | 14.33% | 3.48% |
| 2023-12-31 | $1.1B | $1.0B | $0.6B | 0.94% | 14.95% | 3.46% |
| 2023-09-30 | $1.1B | $1.0B | $0.6B | 0.92% | 15.10% | 3.42% |
| 2023-06-30 | $1.0B | $1.0B | $0.5B | 0.92% | 14.83% | 3.42% |
| 2023-03-31 | $1.0B | $1.0B | $0.5B | 0.86% | 13.99% | 3.37% |
| 2022-12-31 | $1.0B | $0.9B | $0.5B | 0.96% | 13.88% | 3.12% |
| 2022-09-30 | $1.0B | $1.0B | $0.5B | 0.84% | 11.76% | 3.01% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 2082532 · 1993-07-01 to current
2013-09-01RSSD 3166729 → 590220 · code 1
2013-09-01RSSD 802174 → 590220 · code 1
2003-04-11RSSD 590220 → 3166729 · code 5
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.