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Regulatory profile
Elberton, GA · FDIC certificate #14065 · RSSD 366238
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $4.0B | $3.5B | $2.9B | 1.33% | 12.22% | 4.97% |
| 2026-03-31 | $2.3B | $2.1B | $1.7B | 1.18% | 12.12% | 4.41% |
| 2025-12-31 | $2.3B | $2.0B | $1.7B | 1.29% | 13.97% | 4.29% |
| 2025-09-30 | $2.2B | $2.0B | $1.6B | 1.23% | 13.53% | 4.25% |
| 2025-06-30 | $2.3B | $2.0B | $1.6B | 1.20% | 13.41% | 4.16% |
| 2025-03-31 | $2.3B | $2.0B | $1.6B | 1.15% | 13.09% | 4.04% |
| 2024-12-31 | $2.2B | $2.0B | $1.5B | 1.22% | 14.08% | 3.87% |
| 2024-09-30 | $2.1B | $1.9B | $1.5B | 1.17% | 13.57% | 3.82% |
| 2024-06-30 | $2.2B | $1.9B | $1.5B | 1.06% | 12.55% | 3.80% |
| 2024-03-31 | $2.2B | $1.9B | $1.5B | 1.03% | 12.29% | 3.75% |
| 2023-12-31 | $2.1B | $1.9B | $1.5B | 1.00% | 12.37% | 3.99% |
| 2023-09-30 | $2.1B | $1.8B | $1.5B | 1.00% | 12.58% | 4.07% |
| 2023-06-30 | $2.0B | $1.8B | $1.5B | 1.06% | 13.09% | 4.16% |
| 2023-03-31 | $2.1B | $1.8B | $1.4B | 1.16% | 14.37% | 4.28% |
| 2022-12-31 | $2.0B | $1.9B | $1.4B | 1.18% | 14.47% | 3.84% |
| 2022-09-30 | $2.0B | $1.8B | $1.4B | 1.15% | 13.98% | 3.68% |
| 2022-06-30 | $2.0B | $1.9B | $1.3B | 1.08% | 12.77% | 3.47% |
| 2022-03-31 | $2.1B | $1.9B | $1.2B | 1.01% | 11.52% | 3.31% |
| 2021-12-31 | $2.0B | $1.8B | $1.2B | 1.13% | 11.56% | 3.76% |
| 2021-09-30 | $1.7B | $1.5B | $1.1B | 1.16% | 11.73% | 3.85% |
| 2021-06-30 | $1.7B | $1.5B | $1.1B | 1.18% | 12.00% | 3.88% |
| 2021-03-31 | $1.6B | $1.4B | $1.1B | 1.19% | 12.05% | 3.89% |
| 2020-12-31 | $1.6B | $1.3B | $1.0B | 1.06% | 10.28% | 3.89% |
| 2020-09-30 | $1.5B | $1.2B | $1.1B | 1.02% | 9.70% | 3.92% |
| 2020-06-30 | $1.5B | $1.2B | $1.0B | 1.00% | 9.39% | 4.00% |
| 2019-12-31 | $1.0B | $0.9B | $0.7B | 1.30% | 11.51% | 4.39% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 3145966 · 2003-01-01 to current
Unmatched RSSD entityRSSD 1084959 · 1983-09-01 to 2002-12-31
2026-04-01RSSD 423739 → 366238 · code 1
2021-10-01RSSD 3386143 → 366238 · code 1
2020-04-01RSSD 3353266 → 366238 · code 1
2016-11-11RSSD 3824542 → 366238 · code 1
2007-08-01RSSD 428033 → 366238 · code 1
1998-01-01RSSD 297136 → 366238 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.