Regulatory profile
Oklahoma City, OK · FDIC certificate #57841
VALLIANCE BANK is an FDIC-insured institution based in Oklahoma City, OK (FDIC certificate #57841). In its Q3 2026 Call Report it reported total assets of $981M, total deposits of $805M and net loans of $831M. Its primary federal regulator is FDIC.
Reported facts
VALLIANCE BANK (FDIC certificate #57841) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $981M |
|---|---|
| Total deposits | $805M |
| Net loans and leases | $831M |
| Return on assets | 0.89% |
| Return on equity | 9.97% |
| Net interest margin | 4.09% |
| Quarterly asset change | 6.29% |
| Quarterly deposit change | 9.89% |
Plain-language readout
VALLIANCE BANK in Oklahoma City, OK reported total assets of $981M, total deposits of $805M and net loans of $831M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.89%, a return on equity of 9.97%, a net interest margin of 4.09%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $981M | $805M | $831M | 0.89% | 9.97% | 4.09% |
| Q2 2026 | $923M | $733M | $772M | 0.63% | 6.78% | 4.09% |
| Q1 2026 | $841M | $708M | $695M | 1.04% | 10.75% | 4.37% |
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