Loading bank profile
Data through Q3 2026 · 4,200 institutions
Regulatory profile
Draper, UT · FDIC certificate #59190
VARO BANK NATIONAL ASSN is an FDIC-insured institution based in Draper, UT (FDIC certificate #59190). In its Q3 2026 Call Report it reported total assets of $348M, total deposits of $228M and net loans of $95M. Its primary federal regulator is OCC.
Reported facts
VARO BANK NATIONAL ASSN (FDIC certificate #59190) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $348M |
|---|---|
| Total deposits | $228M |
| Net loans and leases | $95M |
| Return on assets | -26.90% |
| Return on equity | -127.10% |
| Net interest margin | 7.86% |
| Quarterly asset change | 2.90% |
| Quarterly deposit change | 8.69% |
Plain-language readout
VARO BANK NATIONAL ASSN in Draper, UT reported total assets of $348M, total deposits of $228M and net loans of $95M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -26.90%, a return on equity of -127.10%, a net interest margin of 7.86%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $348M | $228M | $95M | -26.90% | -127.10% | 7.86% |
| Q2 2026 | $338M | $210M | $87M | -25.68% | -109.59% | 7.26% |
| Q1 2026 | $374M | $220M | $91M | -24.68% | -99.49% | 6.79% |
Loading financial topics…