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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Vermont, IL · FDIC certificate #16585
VERMONT STATE BANK is an FDIC-insured institution based in Vermont, IL (FDIC certificate #16585). In its Q3 2026 Call Report it reported total assets of $32M, total deposits of $22M and net loans of $13M. Its primary federal regulator is FDIC.
Reported facts
VERMONT STATE BANK (FDIC certificate #16585) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $32M |
|---|---|
| Total deposits | $22M |
| Net loans and leases | $13M |
| Return on assets | 7.24% |
| Return on equity | 27.18% |
| Net interest margin | 3.41% |
| Quarterly asset change | 4.92% |
| Quarterly deposit change | 2.68% |
Plain-language readout
VERMONT STATE BANK in Vermont, IL reported total assets of $32M, total deposits of $22M and net loans of $13M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 7.24%, a return on equity of 27.18%, a net interest margin of 3.41%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $32M | $22M | $13M | 7.24% | 27.18% | 3.41% |
| Q2 2026 | $31M | $21M | $14M | 6.34% | 24.37% | 3.32% |
| Q1 2026 | $31M | $22M | $13M | 6.86% | 27.23% | 3.23% |
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