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Regulatory profile
Charlottesville, VA · FDIC certificate #34755 · RSSD 2708122
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.6B | $1.4B | $1.2B | 1.86% | 16.19% | 3.52% |
| 2026-03-31 | $1.6B | $1.4B | $1.2B | 1.40% | 12.45% | 3.38% |
| 2025-12-31 | $1.6B | $1.4B | $1.2B | 1.29% | 12.16% | 3.43% |
| 2025-09-30 | $1.6B | $1.4B | $1.2B | 1.22% | 11.67% | 3.40% |
| 2025-06-30 | $1.6B | $1.4B | $1.2B | 1.22% | 11.82% | 3.35% |
| 2025-03-31 | $1.6B | $1.4B | $1.2B | 1.25% | 12.26% | 3.29% |
| 2024-12-31 | $1.6B | $1.4B | $1.2B | 1.16% | 11.74% | 3.14% |
| 2024-09-30 | $1.6B | $1.4B | $1.2B | 1.13% | 11.51% | 3.08% |
| 2024-06-30 | $1.6B | $1.4B | $1.2B | 1.07% | 11.11% | 3.00% |
| 2024-03-31 | $1.6B | $1.4B | $1.1B | 0.99% | 10.40% | 2.92% |
| 2023-12-31 | $1.6B | $1.4B | $1.1B | 1.26% | 14.11% | 3.37% |
| 2023-09-30 | $1.6B | $1.4B | $1.0B | 1.42% | 16.12% | 3.54% |
| 2023-06-30 | $1.6B | $1.4B | $1.0B | 1.49% | 16.94% | 3.73% |
| 2023-03-31 | $1.6B | $1.4B | $0.9B | 1.44% | 16.63% | 3.68% |
| 2022-12-31 | $1.6B | $1.5B | $0.9B | 1.37% | 17.44% | 3.22% |
| 2022-09-30 | $1.7B | $1.6B | $0.9B | 1.25% | 16.17% | 2.97% |
| 2022-06-30 | $1.7B | $1.6B | $1.0B | 1.19% | 15.02% | 2.73% |
| 2022-03-31 | $1.9B | $1.8B | $1.0B | 1.07% | 13.38% | 2.51% |
| 2021-12-31 | $2.0B | $1.8B | $1.1B | 0.78% | 8.96% | 3.21% |
| 2021-09-30 | $1.9B | $1.7B | $1.1B | 0.65% | 7.36% | 3.37% |
| 2021-06-30 | $1.8B | $1.6B | $1.2B | 0.55% | 6.14% | 3.40% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 4517261 · 2013-12-16 to current
2021-04-01RSSD 976226 → 2708122 · code 1
2018-07-01RSSD 3616680 → 2708122 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.