Regulatory profile
Saint Louis Park, MN · FDIC certificate #58063
VISIONBANK is an FDIC-insured institution based in Saint Louis Park, MN (FDIC certificate #58063). In its Q3 2026 Call Report it reported total assets of $263M, total deposits of $186M and net loans of $230M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for VISIONBANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $186M |
|---|---|
| Net loans and leases | $230M |
Plain-language readout
VISIONBANK in Saint Louis Park, MN funds its loans with $186M of deposits and holds $230M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for VISIONBANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 123.41% in Q3 2026, against 119.76% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $230M | $186M | 123.41% |
| Q2 2026 | $223M | $184M | 121.39% |
| Q1 2026 | $223M | $186M | 119.76% |