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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Cincinnati, OH · FDIC certificate #28217
WARSAW FS&LA is an FDIC-insured institution based in Cincinnati, OH (FDIC certificate #28217). In its Q3 2026 Call Report it reported total assets of $114M, total deposits of $74M and net loans of $93M. Its primary federal regulator is OCC.
Reported facts
WARSAW FS&LA (FDIC certificate #28217) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $114M |
|---|---|
| Total deposits | $74M |
| Net loans and leases | $93M |
| Return on assets | 0.06% |
| Return on equity | 0.57% |
| Net interest margin | 2.06% |
| Quarterly asset change | 5.26% |
| Quarterly deposit change | 3.45% |
Plain-language readout
WARSAW FS&LA in Cincinnati, OH reported total assets of $114M, total deposits of $74M and net loans of $93M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.06%, a return on equity of 0.57%, a net interest margin of 2.06%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $114M | $74M | $93M | 0.06% | 0.57% | 2.06% |
| Q2 2026 | $109M | $72M | $89M | -0.08% | -0.74% | 1.98% |
| Q1 2026 | $100M | $70M | $78M | -0.18% | -1.58% | 1.92% |
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