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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 5,084,904 | 4,405,737 | 3,464,342 | 0.95 | 10.54 | 3.49 |
| 2016-06-30 | 5,168,059 | 4,494,113 | 3,602,023 | 1.01 | 11.03 | 3.56 |
| 2016-09-30 | 5,368,746 | 4,643,776 | 3,652,246 | 1.02 | 11.10 | 3.58 |
| 2016-12-31 | 5,664,658 | 4,927,938 | 3,699,289 | 0.98 | 10.86 | 3.57 |
| 2017-03-31 | 5,597,293 | 4,825,548 | 3,677,504 | 0.93 | 10.62 | 3.60 |
| 2017-06-30 | 5,637,012 | 4,866,985 | 3,872,586 | 0.99 | 11.16 | 3.66 |
| 2017-09-30 | 6,057,787 | 5,240,413 | 3,867,405 | 1.04 | 11.80 | 3.69 |
| 2017-12-31 | 6,233,807 | 5,449,931 | 3,845,292 | 0.71 | 8.11 | 3.70 |
| 2018-03-31 | 6,268,932 | 5,482,505 | 3,851,691 | 1.19 | 14.33 | 3.64 |
| 2018-06-30 | 6,216,175 | 5,386,231 | 3,989,799 | 1.24 | 14.75 | 3.75 |
| 2018-09-30 | 6,398,229 | 5,556,038 | 3,963,909 | 1.26 | 14.82 | 3.82 |
| 2018-12-31 | 6,542,924 | 5,647,126 | 3,956,649 | 1.31 | 15.28 | 3.87 |
| 2019-03-31 | 6,384,066 | 5,460,514 | 4,007,697 | 1.26 | 13.63 | 3.95 |
| 2019-06-30 | 6,552,660 | 5,528,185 | 4,300,151 | 1.23 | 13.00 | 3.97 |
| 2019-09-30 | 6,801,949 | 5,603,914 | 4,442,251 | 1.27 | 13.29 | 4.03 |
| 2019-12-31 | 7,151,922 | 6,234,593 | 4,446,182 | 1.26 | 13.28 | 3.98 |
| 2020-03-31 | 7,341,297 | 6,123,184 | 4,504,657 | 1.03 | 10.58 | 3.66 |
| 2020-06-30 | 8,814,119 | 7,540,789 | 5,614,656 | 0.98 | 10.57 | 3.48 |
| 2020-09-30 | 9,232,965 | 8,167,050 | 5,749,996 | 0.96 | 10.59 | 3.38 |
| 2020-12-31 | 9,803,057 | 8,715,105 | 5,458,721 | 0.92 | 10.44 | 3.33 |
| 2021-03-31 | 10,097,356 | 9,020,848 | 5,692,919 | 0.85 | 11.01 | 2.90 |
| 2021-06-30 | 10,270,190 | 9,138,321 | 5,536,691 | 0.88 | 11.52 | 2.94 |
| 2021-09-30 | 10,572,811 | 9,409,441 | 5,343,507 | 0.94 | 12.34 | 2.96 |
| 2021-12-31 | 11,078,690 | 9,911,879 | 5,395,472 | 0.98 | 12.96 | 2.99 |
| 2022-03-31 | 11,073,354 | 9,928,334 | 5,310,684 | 0.77 | 10.66 | 2.62 |
| 2022-06-30 | 10,614,139 | 9,463,735 | 5,567,871 | 1.08 | 14.68 | 2.78 |
| 2022-09-30 | 10,549,392 | 9,397,641 | 5,784,779 | 1.10 | 14.70 | 2.98 |
| 2022-12-31 | 10,412,724 | 9,236,457 | 5,921,423 | 1.07 | 14.18 | 3.13 |
| 2023-03-31 | 10,505,374 | 8,352,014 | 5,960,503 | 0.86 | 10.76 | 3.27 |
| 2023-06-30 | 10,637,029 | 7,906,065 | 6,144,976 | 0.68 | 8.51 | 2.98 |
| 2023-09-30 | 11,348,675 | 8,066,362 | 6,298,812 | 0.57 | 7.29 | 2.82 |
| 2023-12-31 | 11,435,840 | 8,142,911 | 6,363,972 | 0.53 | 6.77 | 2.74 |
| 2024-03-31 | 10,929,896 | 7,990,445 | 6,436,423 | 0.42 | 5.44 | 2.51 |
| 2024-06-30 | 10,788,703 | 7,984,153 | 6,619,103 | 0.43 | 5.47 | 2.49 |
| 2024-09-30 | 11,052,623 | 8,663,700 | 6,785,249 | 0.43 | 5.48 | 2.54 |
| 2024-12-31 | 10,727,568 | 8,824,244 | 6,739,134 | 0.52 | 6.50 | 2.67 |
| 2025-03-31 | 10,702,785 | 8,714,124 | 6,911,380 | 0.64 | 7.57 | 3.14 |
| 2025-06-30 | 10,675,754 | 8,682,078 | 7,163,162 | 0.69 | 8.07 | 3.25 |
| 2025-09-30 | 10,628,299 | 8,872,158 | 7,278,279 | 0.81 | 9.28 | 3.38 |
| 2025-12-31 | 10,682,990 | 8,946,579 | 7,203,304 | 0.89 | 10.16 | 3.50 |
| 2026-03-31 | 10,700,024 | 8,864,262 | 7,162,829 | 1.22 | 13.31 | 3.79 |
| 2026-06-30 | 10,536,386 | 8,828,663 | 7,317,651 | 1.19 | 12.78 | 3.84 |
45 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2009-02-14 | 50 | 3102530 | 58971 |
| 1997-03-17 | 1 | 314668 | 58971 |
| 1994-09-26 | 1 | 79574 | 58971 |
| 1990-12-31 | 1 | 1029473 | 58971 |
| 1980-12-06 | 1 | 505877 | 58971 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.