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Regulatory profile
Spokane, WA · FDIC certificate #1281 · RSSD 58971
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$10B–$50B asset cohort · 112 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Period-matched peer context
Percentiles use 107 verified constituents for the same filing period.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $10.5B | $8.8B | $7.3B | 1.19% | 12.78% | 3.84% |
| 2026-03-31 | $10.7B | $8.9B | $7.2B | 1.22% | 13.31% | 3.79% |
| 2025-12-31 | $10.7B | $8.9B | $7.2B | 0.89% | 10.16% | 3.50% |
| 2025-09-30 | $10.6B | $8.9B | $7.3B | 0.81% | 9.28% | 3.38% |
| 2025-06-30 | $10.7B | $8.7B | $7.2B | 0.69% | 8.07% | 3.25% |
| 2025-03-31 | $10.7B | $8.7B | $6.9B | 0.64% | 7.57% | 3.14% |
| 2024-12-31 | $10.7B | $8.8B | $6.7B | 0.52% | 6.50% | 2.67% |
| 2024-09-30 | $11.1B | $8.7B | $6.8B | 0.43% | 5.48% | 2.54% |
| 2024-06-30 | $10.8B | $8.0B | $6.6B | 0.43% | 5.47% | 2.49% |
| 2024-03-31 | $10.9B | $8.0B | $6.4B | 0.42% | 5.44% | 2.51% |
| 2023-12-31 | $11.4B | $8.1B | $6.4B | 0.53% | 6.77% | 2.74% |
| 2023-09-30 | $11.3B | $8.1B | $6.3B | 0.57% | 7.29% | 2.82% |
| 2023-06-30 | $10.6B | $7.9B | $6.1B | 0.68% | 8.51% | 2.98% |
| 2023-03-31 | $10.5B | $8.4B | $6.0B | 0.86% | 10.76% | 3.27% |
| 2022-12-31 | $10.4B | $9.2B | $5.9B | 1.07% | 14.18% | 3.13% |
| 2022-09-30 | $10.5B | $9.4B | $5.8B | 1.10% | 14.70% | 2.98% |
| 2022-06-30 | $10.6B | $9.5B | $5.6B | 1.08% | 14.68% | 2.78% |
| 2022-03-31 | $11.1B | $9.9B | $5.3B | 0.77% | 10.66% | 2.62% |
| 2021-12-31 | $11.1B | $9.9B | $5.4B | 0.98% | 12.96% | 2.99% |
| 2021-09-30 | $10.6B | $9.4B | $5.3B | 0.94% | 12.34% | 2.96% |
| 2021-06-30 | $10.3B | $9.1B | $5.5B | 0.88% | 11.52% | 2.94% |
| 2021-03-31 | $10.1B | $9.0B | $5.7B | 0.85% | 11.01% | 2.90% |
| 2020-12-31 | $9.8B | $8.7B | $5.5B | 0.92% | 10.44% | 3.33% |
| 2020-09-30 | $9.2B | $8.2B | $5.7B | 0.96% | 10.59% | 3.38% |
| 2020-06-30 | $8.8B | $7.5B | $5.6B | 0.98% | 10.57% | 3.48% |
| 2020-03-31 | $7.3B | $6.1B | $4.5B | 1.03% | 10.58% | 3.66% |
| 2019-12-31 | $7.2B | $6.2B | $4.4B | 1.26% | 13.28% | 3.98% |
| 2019-09-30 | $6.8B | $5.6B | $4.4B | 1.27% | 13.29% | 4.03% |
| 2019-06-30 | $6.6B | $5.5B | $4.3B | 1.23% | 13.00% | 3.97% |
| 2019-03-31 | $6.4B | $5.5B | $4.0B | 1.26% | 13.63% | 3.95% |
| 2018-12-31 | $6.5B | $5.6B | $4.0B | 1.31% | 15.28% | 3.87% |
| 2018-09-30 | $6.4B | $5.6B | $4.0B | 1.26% | 14.82% | 3.82% |
| 2018-06-30 | $6.2B | $5.4B | $4.0B | 1.24% | 14.75% | 3.75% |
| 2018-03-31 | $6.3B | $5.5B | $3.9B | 1.19% | 14.33% | 3.64% |
| 2017-12-31 | $6.2B | $5.4B | $3.8B | 0.71% | 8.11% | 3.70% |
| 2017-09-30 | $6.1B | $5.2B | $3.9B | 1.04% | 11.80% | 3.69% |
| 2017-06-30 | $5.6B | $4.9B | $3.9B | 0.99% | 11.16% | 3.66% |
| 2017-03-31 | $5.6B | $4.8B | $3.7B | 0.93% | 10.62% | 3.60% |
| 2016-12-31 | $5.7B | $4.9B | $3.7B | 0.98% | 10.86% | 3.57% |
| 2016-09-30 | $5.4B | $4.6B | $3.7B | 1.02% | 11.10% | 3.58% |
| 2016-06-30 | $5.2B | $4.5B | $3.6B | 1.01% | 11.03% | 3.56% |
| 2016-03-31 | $5.1B | $4.4B | $3.5B | 0.95% | 10.54% | 3.49% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
W.T.B. FINANCIAL CORPORATIONRSSD 1029464 · 1982-04-30 to current
2009-02-14RSSD 3102530 → 58971 · code 50
1997-03-17RSSD 314668 → 58971 · code 1
1994-09-26RSSD 79574 → 58971 · code 1
1990-12-31RSSD 1029473 → 58971 · code 1
1980-12-06RSSD 505877 → 58971 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.