Regulatory profile
Fort Cobb, OK · FDIC certificate #2308
WASHITA VALLEY BANK is an FDIC-insured institution based in Fort Cobb, OK (FDIC certificate #2308). In its Q3 2026 Call Report it reported total assets of $65M, total deposits of $56M and net loans of $31M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for WASHITA VALLEY BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $56M |
|---|---|
| Net loans and leases | $31M |
Plain-language readout
WASHITA VALLEY BANK in Fort Cobb, OK funds its loans with $56M of deposits and holds $31M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for WASHITA VALLEY BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 55.36% in Q3 2026, against 46.89% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $31M | $56M | 55.36% |
| Q2 2026 | $30M | $60M | 50.18% |
| Q1 2026 | $29M | $62M | 46.89% |