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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-09-30 | 1,123,605 | 932,348 | 700,582 | 0.85 | 7.14 | 3.44 |
| 2016-12-31 | 1,110,209 | 928,390 | 707,957 | 0.87 | 7.68 | 3.46 |
| 2017-03-31 | 1,110,579 | 934,180 | 713,050 | 0.89 | 9.29 | 3.35 |
| 2017-06-30 | 1,126,243 | 934,930 | 728,132 | 0.95 | 9.84 | 3.37 |
| 2017-09-30 | 1,131,016 | 926,200 | 748,770 | 0.98 | 10.11 | 3.39 |
| 2017-12-31 | 1,132,839 | 934,166 | 756,950 | 0.75 | 7.75 | 3.40 |
| 2018-03-31 | 1,127,701 | 942,121 | 768,054 | 1.15 | 11.65 | 3.40 |
| 2018-06-30 | 1,151,185 | 952,826 | 795,997 | 1.21 | 12.24 | 3.45 |
| 2018-09-30 | 1,157,306 | 941,633 | 811,495 | 1.25 | 12.63 | 3.49 |
| 2018-12-31 | 1,185,512 | 949,290 | 842,286 | 1.22 | 12.27 | 3.49 |
| 2019-03-31 | 1,204,453 | 976,721 | 856,376 | 1.10 | 10.69 | 3.39 |
| 2019-06-30 | 1,223,296 | 983,437 | 879,931 | 1.15 | 11.02 | 3.42 |
| 2019-09-30 | 1,216,568 | 976,699 | 897,618 | 1.20 | 11.41 | 3.47 |
| 2019-12-31 | 1,231,695 | 960,377 | 916,480 | 1.21 | 11.34 | 3.48 |
| 2020-03-31 | 1,242,897 | 992,776 | 919,858 | 1.02 | 9.17 | 3.41 |
| 2020-06-30 | 1,346,614 | 1,087,049 | 978,719 | 0.89 | 8.31 | 3.34 |
| 2020-09-30 | 1,842,946 | 1,516,216 | 1,403,299 | 1.04 | 9.76 | 3.57 |
| 2020-12-31 | 1,853,047 | 1,536,240 | 1,397,869 | 1.10 | 10.43 | 3.64 |
| 2021-03-31 | 2,010,795 | 1,685,807 | 1,407,327 | 1.17 | 11.58 | 3.52 |
| 2021-06-30 | 2,026,452 | 1,689,384 | 1,371,549 | 1.17 | 11.69 | 3.49 |
| 2021-09-30 | 2,054,490 | 1,723,152 | 1,355,109 | 1.25 | 12.47 | 3.53 |
| 2021-12-31 | 2,069,453 | 1,758,304 | 1,338,683 | 1.27 | 12.70 | 3.51 |
| 2022-03-31 | 2,078,545 | 1,783,262 | 1,355,167 | 1.42 | 15.06 | 3.33 |
| 2022-06-30 | 2,067,342 | 1,803,983 | 1,387,466 | 1.39 | 15.36 | 3.43 |
| 2022-09-30 | 2,019,718 | 1,772,230 | 1,415,508 | 1.46 | 16.75 | 3.57 |
| 2022-12-31 | 2,048,365 | 1,731,665 | 1,457,086 | 1.45 | 16.88 | 3.60 |
| 2023-03-31 | 2,105,522 | 1,760,251 | 1,516,330 | 1.13 | 13.90 | 3.37 |
| 2023-06-30 | 2,142,813 | 1,733,004 | 1,560,339 | 1.19 | 14.68 | 3.29 |
| 2023-09-30 | 2,180,781 | 1,747,634 | 1,595,091 | 1.06 | 13.30 | 3.21 |
| 2023-12-31 | 2,202,203 | 1,796,859 | 1,584,751 | 0.81 | 10.13 | 3.17 |
| 2024-03-31 | 2,261,672 | 1,840,606 | 1,603,521 | 0.84 | 10.38 | 2.85 |
| 2024-06-30 | 2,236,390 | 1,811,865 | 1,623,634 | 0.82 | 10.05 | 2.88 |
| 2024-09-30 | 2,280,661 | 1,857,281 | 1,656,518 | 0.78 | 9.49 | 2.93 |
| 2024-12-31 | 2,318,752 | 1,861,387 | 1,693,869 | 0.03 | 0.32 | 2.98 |
| 2025-03-31 | 2,377,289 | 2,006,459 | 1,744,149 | 1.03 | 11.21 | 3.29 |
| 2025-06-30 | 2,366,498 | 1,999,440 | 1,762,784 | 1.07 | 11.49 | 3.40 |
| 2025-09-30 | 2,413,031 | 2,099,998 | 1,787,587 | 1.21 | 13.19 | 3.50 |
| 2025-12-31 | 2,426,477 | 2,105,046 | 1,826,220 | 1.23 | 13.51 | 3.56 |
| 2026-03-31 | 2,915,509 | 2,522,507 | 2,214,355 | 0.62 | 6.89 | 3.76 |
| 2026-06-30 | 2,905,992 | 2,529,829 | 2,237,223 | 0.97 | 10.55 | 3.93 |
33 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-01-05 | 1 | 660570 | 59316 |
| 2020-07-07 | 1 | 3620922 | 59316 |
| 2016-08-01 | 1 | 281210 | 59316 |
| 2011-06-01 | 1 | 827971 | 59316 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.