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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #698 · RSSD 59316
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation.
NIC transformation 1
Wayne Bank changed deposits by 53986 USD thousands and market share by 0.009012 points in PA
Source ↗Wayne Bank changed deposits by 323 USD thousands and market share by -0.607229 points in Delaware County, NY
Source ↗Wayne Bank changed deposits by 7887 USD thousands and market share by 0.241986 points in Monroe County, PA
Source ↗Wayne Bank changed deposits by 133589 USD thousands and market share by 0.002416 points in NY
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Honesdale | PA | 2 | 1 | Unavailable |
| Andes | NY | 1 | 0 | Unavailable |
| Callicoon | NY | 1 | 0 | Unavailable |
| Cooperstown | NY | 1 | 0 | Unavailable |
| Franklin | NY | 1 | 0 | Unavailable |
| Geneva | NY | 1 | 0 | Unavailable |
| Liberty | NY | 1 | 0 | Unavailable |
| Monticello | NY | 1 | 0 | Unavailable |
| Oneonta | NY | 1 | 0 | Unavailable |
| Penn Yan | NY | 1 | 0 | Unavailable |
| Roscoe | NY | 1 | 0 | Unavailable |
| Roxbury | NY | 1 | 0 | Unavailable |
| Stamford | NY | 1 | 0 | Unavailable |
| Walton | NY | 1 | 0 | Unavailable |
| Wurtsboro | NY | 1 | 0 | Unavailable |
| Christiana | PA | 1 | 0 | Unavailable |
| Clarks Summit | PA | 1 | 0 | Unavailable |
| Coatesville | PA | 1 | 0 | Unavailable |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 2365356 · 1996-03-29 to current
Unresolved entityRSSD 2628864 · 2007-06-30 to current
Unresolved entityRSSD 2628743 · 2007-06-30 to current
Unresolved entityRSSD 2838346 · 2007-06-30 to current
Unresolved entityRSSD 3294154 · 2004-08-05 to 2018-05-29
Unresolved entityRSSD 2838346 · 1997-05-29 to 2007-06-29
Unresolved entityRSSD 2628743 · 1996-10-01 to 2007-06-29
2026-01-05RSSD 660570 → 59316 · code 1
2020-07-07RSSD 3620922 → 59316 · code 1
2016-08-01RSSD 281210 → 59316 · code 1
2011-06-01RSSD 827971 → 59316 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.9B | $2.5B | $2.2B | 0.97% | 10.55% | 3.93% |
| 2026-03-31 | $2.9B | $2.5B | $2.2B | 0.62% | 6.89% | 3.76% |
| 2025-12-31 | $2.4B | $2.1B | $1.8B | 1.23% | 13.51% | 3.56% |
| 2025-09-30 | $2.4B | $2.1B | $1.8B | 1.21% | 13.19% | 3.50% |
| 2025-06-30 | $2.4B | $2.0B | $1.8B | 1.07% | 11.49% | 3.40% |
| 2025-03-31 | $2.4B | $2.0B | $1.7B | 1.03% | 11.21% | 3.29% |
| 2024-12-31 | $2.3B | $1.9B | $1.7B | 0.03% | 0.32% | 2.98% |
| 2024-09-30 | $2.3B | $1.9B | $1.7B | 0.78% | 9.49% | 2.93% |
| 2024-06-30 | $2.2B | $1.8B | $1.6B | 0.82% | 10.05% | 2.88% |
| 2024-03-31 | $2.3B | $1.8B | $1.6B | 0.84% | 10.38% | 2.85% |
| 2023-12-31 | $2.2B | $1.8B | $1.6B | 0.81% | 10.13% | 3.17% |
| 2023-09-30 | $2.2B | $1.7B | $1.6B | 1.06% | 13.30% | 3.21% |
| 2023-06-30 | $2.1B | $1.7B | $1.6B | 1.19% | 14.68% | 3.29% |
| 2023-03-31 | $2.1B | $1.8B | $1.5B | 1.13% | 13.90% | 3.37% |
| 2022-12-31 | $2.0B | $1.7B | $1.5B | 1.45% | 16.88% | 3.60% |
| 2022-09-30 | $2.0B | $1.8B | $1.4B | 1.46% | 16.75% | 3.57% |
| 2022-06-30 | $2.1B | $1.8B | $1.4B | 1.39% | 15.36% | 3.43% |
| 2022-03-31 | $2.1B | $1.8B | $1.4B | 1.42% | 15.06% | 3.33% |
| 2021-12-31 | $2.1B | $1.8B | $1.3B | 1.27% | 12.70% | 3.51% |
| 2021-09-30 | $2.1B | $1.7B | $1.4B | 1.25% | 12.47% | 3.53% |
| 2021-06-30 | $2.0B | $1.7B | $1.4B | 1.17% | 11.69% | 3.49% |
| 2021-03-31 | $2.0B | $1.7B | $1.4B | 1.17% | 11.58% | 3.52% |
| 2020-12-31 | $1.9B | $1.5B | $1.4B | 1.10% | 10.43% | 3.64% |
| 2020-09-30 | $1.8B | $1.5B | $1.4B | 1.04% | 9.76% | 3.57% |
| 2020-06-30 | $1.3B | $1.1B | $1.0B | 0.89% | 8.31% | 3.34% |
| 2020-03-31 | $1.2B | $1.0B | $0.9B | 1.02% | 9.17% | 3.41% |
| 2019-12-31 | $1.2B | $1.0B | $0.9B | 1.21% | 11.34% | 3.48% |
| 2019-09-30 | $1.2B | $1.0B | $0.9B | 1.20% | 11.41% | 3.47% |
| 2019-06-30 | $1.2B | $1.0B | $0.9B | 1.15% | 11.02% | 3.42% |
| 2019-03-31 | $1.2B | $1.0B | $0.9B | 1.10% | 10.69% | 3.39% |
| 2018-12-31 | $1.2B | $0.9B | $0.8B | 1.22% | 12.27% | 3.49% |
| 2018-09-30 | $1.2B | $0.9B | $0.8B | 1.25% | 12.63% | 3.49% |
| 2018-06-30 | $1.2B | $1.0B | $0.8B | 1.21% | 12.24% | 3.45% |
| 2018-03-31 | $1.1B | $0.9B | $0.8B | 1.15% | 11.65% | 3.40% |
| 2017-12-31 | $1.1B | $0.9B | $0.8B | 0.75% | 7.75% | 3.40% |
| 2017-09-30 | $1.1B | $0.9B | $0.7B | 0.98% | 10.11% | 3.39% |
| 2017-06-30 | $1.1B | $0.9B | $0.7B | 0.95% | 9.84% | 3.37% |
| 2017-03-31 | $1.1B | $0.9B | $0.7B | 0.89% | 9.29% | 3.35% |
| 2016-12-31 | $1.1B | $0.9B | $0.7B | 0.87% | 7.68% | 3.46% |
| 2016-09-30 | $1.1B | $0.9B | $0.7B | 0.85% | 7.14% | 3.44% |
| East Stroudsburg |
| PA |
| 1 |
| 0 |
| Unavailable |
| Effort | PA | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2026-01-05: RSSD 660570 → 59316 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 4 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NY | $1.1B | 0.04% | 73 | Continuing · +0.00 pp |
| PA | $888.2M | 0.16% | 59 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.