Regulatory profile
West Bend, IA · FDIC certificate #9105
WEST IOWA BANK is an FDIC-insured institution based in West Bend, IA (FDIC certificate #9105). In its Q3 2026 Call Report it reported total assets of $220M, total deposits of $181M and net loans of $133M. Its primary federal regulator is FDIC.
Reported facts
WEST IOWA BANK (FDIC certificate #9105) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $220M |
|---|---|
| Total deposits | $181M |
| Net loans and leases | $133M |
| Return on assets | 1.27% |
| Return on equity | 8.96% |
| Net interest margin | 3.74% |
| Quarterly asset change | -0.78% |
| Quarterly deposit change | -1.01% |
Plain-language readout
WEST IOWA BANK in West Bend, IA reported total assets of $220M, total deposits of $181M and net loans of $133M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.27%, a return on equity of 8.96%, a net interest margin of 3.74%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $220M | $181M | $133M | 1.27% | 8.96% | 3.74% |
| Q2 2026 | $222M | $183M | $130M | 1.25% | 8.34% | 3.48% |
| Q1 2026 | $169M | $136M | $94M | 1.27% | 7.75% | 3.50% |
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