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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Pittsburgh, PA · FDIC certificate #27760
WEST VIEW SAVINGS BANK is an FDIC-insured institution based in Pittsburgh, PA (FDIC certificate #27760). In its Q3 2026 Call Report it reported total assets of $365M, total deposits of $121M and net loans of $91M. Its primary federal regulator is FDIC.
Plain-language readout
WEST VIEW SAVINGS BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $365M in Q1 2026 and were lowest at $365M in Q2 2026.
Total deposits were highest at $131M in Q1 2026 and lowest at $121M in Q3 2026.
Over the whole period total assets fell 0.0%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $365M | $121M | $91M | 0.69% | 7.29% | 2.06% |
| Q2 2026 | $365M | $122M | $89M | 0.66% | 7.07% | 2.02% |
| Q1 2026 | $365M | $131M | $92M | 0.66% | 7.06% | 2.03% |
History
| Line | Q2 2026 | Q1 2026 | Change | Change, percent |
|---|---|---|---|---|
| Assets | ||||
| Cash and balances due from depository institutions | $8.9M | $7.8M | +$1.0M | +12.9% |
| Federal funds sold | $0K | $0K | $0K | n/a |
| Securities purchased under agreements to resell | $0K | $0K | $0K | n/a |
| Securities (available for sale at fair value plus held to maturity net of allowance) | $252.7M | $250.7M | +$2.0M | +0.8% |
| Equity securities with readily determinable fair values, not held for trading | $0K | $0K | $0K | n/a |
| Loans and leases held for sale | $0K | $0K | $0K | n/a |
| Net loans and leases (after allowance) | $88.5M | $92.0M | -$3.5M | -3.8% |
| Trading assets | $0K | $0K | $0K | n/a |
| Premises and fixed assets | $458K | $467K | -$9K | -1.9% |
| Other real estate owned | $0K | $0K | $0K | n/a |
| Investments in unconsolidated subsidiaries and associated companies | $0K | $0K | $0K | n/a |
| Direct and indirect investments in real estate ventures | $0K | $0K | $0K | n/a |
| Intangible assets (goodwill, servicing, other) | $0K | $0K | $0K | n/a |
| All other assets | $14.6M | $14.2M | +$404K | +2.9% |
| Total assets | $365.1M | $365.2M | -$57K | -0.0% |
| Liabilities | ||||
| Total deposits | $122.3M | $130.9M | -$8.6M | -6.5% |
| Federal funds purchased | $0K | $0K | $0K | n/a |
| Securities sold under agreements to repurchase | $0K | $0K | $0K | n/a |
| Trading liabilities | $0K | $0K | $0K | n/a |
| Other borrowed money | $203.4M | $195.2M | +$8.2M | +4.2% |
| Subordinated notes and debentures | $0K | $0K | $0K | n/a |
| All other liabilities | $4.8M | $4.9M | -$65K | -1.3% |
| Total liabilities | $330.5M | $331.0M | -$461K | -0.1% |
| Equity | ||||
| Perpetual preferred stock | $0K | $0K | $0K | n/a |
| Common stock | $0K | $0K | $0K | n/a |
| Surplus | $3.4M | $3.4M | $0K | 0.0% |
| Retained earnings | $30.9M | $30.7M | +$149K | +0.5% |
| Accumulated other comprehensive income | $370K | $115K | +$255K | +221.7% |
| Other equity components | $0K | $0K | $0K | n/a |
| Total equity capital | $34.6M | $34.2M | +$404K | +1.2% |
| Credit and capital | ||||
| Gross nonperforming assets | $0K | $0K | $0K | n/a |
| Adjusted nonperforming assets | $0K | $0K | $0K | n/a |
| Tangible equity plus allowance | $35.2M | $34.8M | +$408K | +1.2% |
| Texas ratio (gross) | 0.00% | 0.00% | 0.00 pts | See points |
| Texas ratio (adjusted) | 0.00% | 0.00% | 0.00 pts | See points |
| Texas ratio (adjusted, with performing restructured) | 0.00% | 0.00% | 0.00 pts | See points |
| Tier 1 capital to risk-weighted assets | Not reported | 22.92% | Not reported | See points |
| Common equity Tier 1 to risk-weighted assets | Not reported | 22.92% | Not reported | See points |
| Tier 2 capital to risk-weighted assets | Not reported | 0.42% | Not reported | See points |
| Total risk-based capital to risk-weighted assets | Not reported | 23.35% | Not reported | See points |
| Tier 1 leverage (approximate) | 9.36% | 9.47% | -0.11 pts | See points |
| Construction and land loans to total capital | 10.51% | 15.78% | -5.28 pts | See points |
| Commercial real estate to total capital | 14.78% | 20.14% | -5.36 pts | See points |
| Dividend payout, year to date | 84.23% | 93.02% | -8.80 pts | See points |
| Securities unrealized gain (loss) to Tier 1 capital | -58.65% | -59.38% | +0.73 pts | See points |
| Liquidity | ||||
| Core deposits | $118.8M | $118.7M | +$3K | +0.0% |
| Non-core funding | $207.0M | $207.4M | -$399K | -0.2% |
| Loans to core deposits | 75.03% | 77.98% | -2.95 pts | See points |
| Loans to deposits | 72.85% | 70.76% | +2.10 pts | See points |
| Brokered deposits share of deposits | 1.36% | 7.83% | -6.47 pts | See points |
| Pledged securities share of securities | 70.87% | 72.96% | -2.09 pts | See points |
| Loans pledged, share of loans | 95.55% | 93.59% | +1.96 pts | See points |
| Volatile liabilities | $207.0M | $207.4M | -$399K | -0.2% |
| Earnings | ||||
| Earnings before provision, year to date | $1.7M | $834K | +$830K | +99.5% |
| Earnings before provision, single quarter | $830K | $834K | -$4K | -0.5% |
| Provision for credit losses, year to date | $10K | $14K | -$4K | -28.6% |
| Yield and cost | ||||
| Yield on loans and leases | 4.78% | 4.92% | -0.14 pts | See points |
| Yield on interest-bearing balances due from banks | 4.07% | 3.88% | +0.19 pts | See points |
| Total interest income to average assets | 4.35% | 4.41% | -0.06 pts | See points |
| Cost of interest-bearing transaction accounts | 0.00% | 0.02% | -0.02 pts | See points |
| Cost of savings and money market deposits | 0.09% | 0.80% | -0.71 pts | See points |
| Cost of time deposits | 3.37% | 3.64% | -0.26 pts | See points |
| Total interest expense to average assets | 2.45% | 2.45% | -0.01 pts | See points |
Dollar lines show the change in dollars and percent. Ratio lines show the change in percentage points. Earnings lines marked year to date restart each January; the single-quarter line removes that restart.
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $365M | $121M | $91M | 0.69% | 7.29% | 2.06% |
| 2026-06-30 | $365M | $122M | $89M | 0.66% | 7.07% | 2.02% |
| 2026-03-31 | $365M | $131M | $92M | 0.66% | 7.06% | 2.03% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| PA | $161M | 0.03% | 123 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.