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Regulatory profile
FDIC certificate #3430 · RSSD 697763
WESTAMERICA BANK is an FDIC-insured institution (FDIC certificate #3430). In its Q2 2026 Call Report it reported total assets of $5.8B, total deposits of $4.8B and net loans of $0.7B. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for WESTAMERICA BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 16.23% |
|---|---|
| Equity to assets | 10.49% |
| Noncurrent loans ratio | 0.12% |
| Nonaccrual loans ratio | 0.08% |
| Loan to deposit ratio | 14.00% |
| Liquid assets ratio | 82.35% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $4.8B |
| Net loans and leases | $0.7B |