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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 15,157,246 | 13,091,491 | 11,093,925 | 1.63 | 15.22 | 4.30 |
| 2016-06-30 | 16,627,360 | 14,223,516 | 12,728,726 | 1.62 | 14.77 | 4.36 |
| 2016-09-30 | 16,943,272 | 14,466,773 | 12,892,791 | 1.63 | 14.68 | 4.42 |
| 2016-12-31 | 17,095,107 | 14,563,903 | 13,067,200 | 1.66 | 14.75 | 4.45 |
| 2017-03-31 | 18,019,409 | 15,384,212 | 13,528,078 | 1.75 | 15.11 | 4.44 |
| 2017-06-30 | 18,748,070 | 16,082,923 | 13,851,948 | 1.79 | 15.47 | 4.50 |
| 2017-09-30 | 19,831,485 | 16,967,541 | 14,382,763 | 1.78 | 15.49 | 4.50 |
| 2017-12-31 | 20,404,038 | 17,231,532 | 14,951,055 | 1.78 | 15.54 | 4.53 |
| 2018-03-31 | 20,818,808 | 17,600,696 | 15,414,125 | 2.06 | 18.30 | 4.54 |
| 2018-06-30 | 21,411,866 | 18,326,635 | 15,990,212 | 2.07 | 18.29 | 4.58 |
| 2018-09-30 | 22,181,231 | 19,134,126 | 16,582,754 | 2.09 | 18.45 | 4.61 |
| 2018-12-31 | 23,138,393 | 19,496,327 | 17,557,912 | 2.09 | 18.54 | 4.62 |
| 2019-03-31 | 23,826,682 | 20,531,599 | 17,961,761 | 2.04 | 18.31 | 4.58 |
| 2019-06-30 | 25,345,315 | 21,755,894 | 19,089,841 | 2.03 | 18.21 | 4.52 |
| 2019-09-30 | 26,344,662 | 22,697,899 | 19,987,840 | 2.03 | 18.19 | 4.50 |
| 2019-12-31 | 26,862,673 | 23,086,013 | 20,955,499 | 2.00 | 17.90 | 4.49 |
| 2020-03-31 | 29,191,398 | 25,110,533 | 22,930,812 | 1.37 | 12.72 | 4.13 |
| 2020-06-30 | 31,927,119 | 27,818,943 | 24,718,878 | 1.25 | 12.02 | 4.15 |
| 2020-09-30 | 33,350,712 | 29,098,658 | 25,703,458 | 1.40 | 13.71 | 4.01 |
| 2020-12-31 | 36,574,817 | 32,189,870 | 26,774,064 | 1.54 | 15.44 | 3.94 |
| 2021-03-31 | 43,451,450 | 38,718,198 | 28,463,887 | 1.67 | 18.79 | 3.35 |
| 2021-06-30 | 49,068,916 | 42,310,341 | 34,260,953 | 1.62 | 18.01 | 3.43 |
| 2021-09-30 | 52,853,729 | 46,031,365 | 41,092,198 | 1.66 | 18.53 | 3.47 |
| 2021-12-31 | 55,997,292 | 48,007,720 | 44,464,265 | 1.71 | 18.86 | 3.52 |
| 2022-03-31 | 60,537,224 | 52,485,195 | 45,669,568 | 1.60 | 17.66 | 3.35 |
| 2022-06-30 | 65,993,486 | 54,033,639 | 51,276,968 | 1.62 | 18.61 | 3.47 |
| 2022-09-30 | 69,084,757 | 55,877,570 | 54,387,915 | 1.60 | 19.03 | 3.62 |
| 2022-12-31 | 67,683,841 | 53,918,167 | 53,260,628 | 1.64 | 19.48 | 3.77 |
| 2023-03-31 | 70,985,869 | 47,852,002 | 53,334,538 | 0.82 | 9.85 | 3.83 |
| 2023-06-30 | 68,082,243 | 51,288,938 | 50,755,878 | 1.06 | 12.45 | 3.68 |
| 2023-09-30 | 70,541,989 | 54,293,943 | 51,004,640 | 1.10 | 12.92 | 3.67 |
| 2023-12-31 | 70,852,671 | 55,689,308 | 51,564,763 | 0.99 | 11.50 | 3.65 |
| 2024-03-31 | 76,954,025 | 62,618,307 | 52,483,222 | 0.86 | 10.00 | 3.50 |
| 2024-06-30 | 80,469,977 | 66,597,570 | 54,384,713 | 0.89 | 10.57 | 3.56 |
| 2024-09-30 | 79,937,723 | 68,361,131 | 55,648,596 | 0.95 | 11.24 | 3.65 |
| 2024-12-31 | 80,862,067 | 66,760,014 | 55,905,102 | 1.00 | 11.73 | 3.64 |
| 2025-03-31 | 82,943,883 | 69,721,272 | 57,988,891 | 0.95 | 11.15 | 3.45 |
| 2025-06-30 | 86,623,395 | 71,378,277 | 58,937,959 | 1.04 | 12.16 | 3.51 |
| 2025-09-30 | 90,816,270 | 77,519,619 | 60,080,828 | 1.06 | 12.47 | 3.56 |
| 2025-12-31 | 92,735,703 | 77,639,392 | 61,829,867 | 1.10 | 12.98 | 3.59 |
| 2026-03-31 | 98,766,387 | 83,216,785 | 62,797,733 | 0.73 | 9.01 | 3.49 |
| 2026-06-30 | 98,568,765 | 82,322,362 | 65,087,517 | 1.16 | 14.37 | 3.52 |
38 current branch locations across 6 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2015-06-30 | 1 | 3025406 | 3138146 |
| 2013-12-31 | 1 | 2197098 | 3138146 |
| 2013-12-31 | 1 | 3179082 | 3138146 |
| 2013-05-01 | 1 | 1421095 | 3138146 |
| 2010-12-31 | 1 | 2849829 | 3138146 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.