Regulatory profile
Lordsburg, NM · FDIC certificate #2249
WESTERN BANK is an FDIC-insured institution based in Lordsburg, NM (FDIC certificate #2249). In its Q3 2026 Call Report it reported total assets of $318M, total deposits of $279M and net loans of $76M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for WESTERN BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $279M |
|---|---|
| Net loans and leases | $76M |
Plain-language readout
WESTERN BANK in Lordsburg, NM funds its loans with $279M of deposits and holds $76M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for WESTERN BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 27.22% in Q3 2026, against 24.83% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $76M | $279M | 27.22% |
| Q2 2026 | $75M | $286M | 26.19% |
| Q1 2026 | $72M | $289M | 24.83% |