Regulatory profile
Sandy, UT · FDIC certificate #34697 · RSSD 2700984
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$10B–$50B asset cohort · 112 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Period-matched peer context
Percentiles use 107 verified constituents for the same filing period.
Ten-year database
Historical peer positioning
Period-matched assets 10b 50b. Position describes the distribution only; it is not a rating.
| Metric | 2023-09 | 2023-12 | 2024-03 | 2024-06 | 2024-09 | 2024-12 | 2025-03 | 2025-06 | 2025-09 | 2025-12 | 2026-03 | 2026-06 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total assetsASSET | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | < P25 |
| Total depositsDEP | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | < P25 |
| Net loansLNLSNET | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | < P25 |
| Return on assetsROA | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 |
| Return on equityROE | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 |
| Net interest marginNIMY | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 | > P75 |
Cohorts are matched separately for each reporting period. Above or below a peer quartile can be favorable, unfavorable, or neutral depending on the measure and context.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $10.7B | $7.9B | $4.3B | 4.30% | 51.92% | 10.58% |
| 2026-03-31 | $9.5B | $7.0B | $3.8B | 3.91% | 46.26% | 10.00% |
| 2025-12-31 | $8.4B | $6.3B | $3.0B | 4.62% | 55.65% | 10.09% |
| 2025-09-30 | $8.4B | $6.3B | $3.3B | 4.66% | 57.54% | 10.14% |
| 2025-06-30 | $8.9B | $6.5B | $3.7B | 4.74% | 60.76% | 9.99% |
| 2025-03-31 | $8.0B | $5.7B | $3.3B | 4.88% | 63.64% | 10.28% |
| 2024-12-31 | $7.2B | $5.3B | $2.6B | 4.56% | 58.03% | 10.96% |
| 2024-09-30 | $7.7B | $5.5B | $3.3B | 4.69% | 59.10% | 10.91% |
| 2024-06-30 | $7.6B | $5.7B | $3.5B | 4.15% | 53.61% | 10.98% |
| 2024-03-31 | $7.5B | $5.7B | $3.3B | 3.70% | 46.28% | 10.81% |
| 2023-12-31 | $7.1B | $5.4B | $3.0B | 5.33% | 70.56% | 13.10% |
| 2023-09-30 | $7.3B | $5.8B | $3.6B | 5.06% | 69.23% | 13.53% |
| 2023-06-30 | $6.9B | $5.6B | $3.2B | 5.25% | 68.65% | 14.15% |
| 2023-03-31 | $6.5B | $5.6B | $2.9B | 5.06% | 65.83% | 15.23% |
| 2022-12-31 | $5.3B | $4.7B | $2.9B | 3.34% | 43.08% | 19.30% |
| 2022-09-30 | $5.6B | $5.0B | $3.4B | 2.32% | 29.76% | 19.27% |
| 2022-06-30 | $5.9B | $5.1B | $4.0B | 2.66% | 33.01% | 19.37% |
| 2022-03-31 | $5.0B | $4.3B | $3.4B | 2.69% | 31.74% | 19.33% |
| 2021-12-31 | $4.1B | $3.6B | $2.5B | 4.41% | 43.04% | 24.05% |
| 2021-09-30 | $3.3B | $2.7B | $2.7B | 4.54% | 42.12% | 25.04% |
| 2021-06-30 | $3.0B | $2.5B | $2.5B | 4.48% | 40.18% | 25.49% |
| 2021-03-31 | $2.7B | $2.0B | $2.1B | 5.18% | 43.15% | 25.83% |
| 2020-12-31 | $2.1B | $1.7B | $1.7B | 4.65% | 38.34% | 22.56% |
| 2020-09-30 | $2.5B | $2.0B | $1.8B | 4.20% | 35.56% | 21.48% |
| 2020-06-30 | $2.5B | $2.1B | $1.6B | 3.89% | 33.67% | 21.56% |
| 2020-03-31 | $2.3B | $1.9B | $1.8B | 5.67% | 48.81% | 24.47% |
| 2019-12-31 | $2.7B | $2.2B | $2.2B | 9.39% | 84.06% | 22.75% |
| 2019-09-30 | $3.0B | $2.4B | $2.6B | 9.09% | 81.98% | 21.80% |
| 2019-06-30 | $3.2B | $2.6B | $2.6B | 8.79% | 80.10% | 21.18% |
| 2019-03-31 | $2.8B | $2.0B | $2.3B | 8.17% | 74.31% | 20.69% |
| 2018-12-31 | $2.7B | $1.9B | $2.2B | 9.65% | 85.70% | 21.59% |
| 2018-09-30 | $3.0B | $2.2B | $2.5B | 10.17% | 90.06% | 21.19% |
| 2018-06-30 | $2.9B | $2.0B | $2.5B | 9.48% | 83.51% | 20.98% |
| 2018-03-31 | $2.6B | $1.8B | $2.2B | 9.69% | 84.84% | 21.03% |
| 2017-12-31 | $2.7B | $2.0B | $2.0B | 9.04% | 75.32% | 21.75% |
| 2017-09-30 | $2.6B | $1.8B | $2.1B | 9.68% | 79.46% | 21.89% |
| 2017-06-30 | $2.5B | $1.8B | $2.0B | 10.02% | 82.61% | 22.27% |
| 2017-03-31 | $2.2B | $1.6B | $1.8B | 9.20% | 76.98% | 22.57% |
| 2016-12-31 | $1.9B | $1.4B | $1.5B | 8.12% | 71.52% | 20.34% |
| 2016-09-30 | $2.1B | $1.6B | $1.4B | 8.49% | 75.27% | 19.73% |
| 2016-06-30 | $1.8B | $1.3B | $1.4B | 7.97% | 70.39% | 20.18% |
| 2016-03-31 | $1.7B | $1.3B | $1.1B | 7.57% | 66.33% | 18.92% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
None matched.
None matched.
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.