Regulatory profile
Lexington, KY · FDIC certificate #32912 · RSSD 1445943
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.9B | $1.6B | $1.1B | 1.42% | 12.34% | 4.30% |
| 2026-03-31 | $1.9B | $1.6B | $1.1B | 1.42% | 12.35% | 4.26% |
| 2025-12-31 | $1.9B | $1.6B | $1.1B | 1.21% | 10.83% | 4.11% |
| 2025-09-30 | $1.9B | $1.6B | $1.0B | 1.23% | 11.10% | 4.05% |
| 2025-06-30 | $1.9B | $1.6B | $1.0B | 1.20% | 11.04% | 3.99% |
| 2025-03-31 | $1.9B | $1.6B | $1.0B | 1.25% | 11.57% | 3.91% |
| 2024-12-31 | $1.9B | $1.6B | $1.0B | 1.32% | 12.21% | 3.89% |
| 2024-09-30 | $1.9B | $1.6B | $1.0B | 1.24% | 11.41% | 3.85% |
| 2024-06-30 | $1.9B | $1.6B | $1.0B | 1.08% | 10.27% | 3.84% |
| 2024-03-31 | $1.9B | $1.6B | $1.0B | 1.00% | 9.58% | 3.78% |
| 2023-12-31 | $1.9B | $1.6B | $0.9B | 1.26% | 13.26% | 3.75% |
| 2023-09-30 | $1.9B | $1.6B | $0.9B | 1.20% | 12.95% | 3.70% |
| 2023-06-30 | $2.0B | $1.7B | $0.9B | 1.19% | 12.77% | 3.62% |
| 2023-03-31 | $2.0B | $1.7B | $0.9B | 1.11% | 12.00% | 3.54% |
| 2022-12-31 | $2.0B | $1.7B | $0.9B | 1.07% | 10.93% | 3.07% |
| 2022-09-30 | $2.0B | $1.8B | $0.9B | 0.98% | 9.78% | 2.93% |
| 2022-06-30 | $2.1B | $1.8B | $0.9B | 0.94% | 8.81% | 2.74% |
| 2022-03-31 | $2.1B | $1.8B | $0.8B | 0.80% | 6.99% | 2.59% |
| 2021-12-31 | $2.1B | $1.7B | $0.8B | 0.74% | 5.77% | 2.85% |
| 2021-09-30 | $2.1B | $1.7B | $0.8B | 0.85% | 6.47% | 2.95% |
| 2021-06-30 | $2.1B | $1.7B | $0.9B | 0.93% | 6.99% | 3.14% |
| 2021-03-31 | $2.0B | $1.6B | $0.9B | 0.97% | 7.17% | 3.23% |
| 2020-12-31 | $1.8B | $1.5B | $0.9B | 0.82% | 5.38% | 3.42% |
| 2020-09-30 | $1.3B | $1.0B | $0.6B | 0.81% | 5.09% | 3.53% |
| 2020-06-30 | $1.3B | $1.0B | $0.6B | 0.96% | 5.94% | 3.76% |
| 2020-03-31 | $1.2B | $0.9B | $0.6B | 0.86% | 5.18% | 3.58% |
| 2019-12-31 | $1.2B | $0.9B | $0.6B | 1.08% | 6.88% | 3.82% |
| 2019-09-30 | $1.2B | $0.9B | $0.6B | 1.03% | 6.64% | 3.80% |
| 2019-06-30 | $1.2B | $0.9B | $0.6B | 0.89% | 5.86% | 3.77% |
| 2019-03-31 | $1.2B | $1.0B | $0.6B | 0.80% | 5.32% | 3.71% |
| 2018-12-31 | $1.2B | $1.0B | $0.6B | 0.92% | 6.91% | 3.64% |
| 2018-09-30 | $1.2B | $1.0B | $0.6B | 0.83% | 6.31% | 3.59% |
| 2018-06-30 | $1.3B | $1.0B | $0.6B | 0.64% | 4.91% | 3.53% |
| 2018-03-31 | $1.3B | $1.1B | $0.6B | 0.73% | 5.64% | 3.48% |
| 2017-12-31 | $1.3B | $1.1B | $0.6B | 0.57% | 4.43% | 3.42% |
| 2017-09-30 | $1.3B | $1.1B | $0.6B | 0.58% | 4.51% | 3.39% |
| 2017-06-30 | $1.3B | $1.1B | $0.6B | 0.60% | 4.72% | 3.35% |
| 2017-03-31 | $1.3B | $1.1B | $0.6B | 0.61% | 4.83% | 3.30% |
| 2016-12-31 | $1.3B | $1.1B | $0.7B | 0.61% | 4.89% | 3.36% |
| 2016-09-30 | $1.3B | $1.1B | $0.7B | 0.60% | 4.85% | 3.36% |
| 2016-06-30 | $1.4B | $1.1B | $0.7B | 0.57% | 4.68% | 3.33% |
| 2016-03-31 | $1.4B | $1.1B | $0.7B | 0.51% | 4.28% | 3.31% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1966671 · 1994-01-01 to current
Unmatched RSSD entityRSSD 1070822 · 1992-07-17 to 1993-12-31
Unmatched RSSD entityRSSD 1480926 · 1990-04-20 to 1992-07-16
2020-12-01RSSD 746513 → 1445943 · code 1
2008-07-01RSSD 538240 → 1445943 · code 1
2004-08-21RSSD 725611 → 1445943 · code 1
2004-08-21RSSD 170912 → 1445943 · code 1
2004-05-22RSSD 697110 → 1445943 · code 1
2004-05-22RSSD 489940 → 1445943 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.