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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Woodsboro, MD · FDIC certificate #5873
WOODSBORO BANK is an FDIC-insured institution based in Woodsboro, MD (FDIC certificate #5873). In its Q3 2026 Call Report it reported total assets of $490M, total deposits of $453M and net loans of $350M. Its primary federal regulator is FDIC.
Reported facts
WOODSBORO BANK (FDIC certificate #5873) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $490M |
|---|---|
| Total deposits | $453M |
| Net loans and leases | $350M |
| Return on assets | 1.03% |
| Return on equity | 14.96% |
| Net interest margin | 4.30% |
| Quarterly asset change | 1.29% |
| Quarterly deposit change | 1.68% |
Plain-language readout
WOODSBORO BANK in Woodsboro, MD reported total assets of $490M, total deposits of $453M and net loans of $350M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.03%, a return on equity of 14.96%, a net interest margin of 4.30%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $490M | $453M | $350M | 1.03% | 14.96% | 4.30% |
| Q2 2026 | $483M | $446M | $340M | 1.11% | 15.86% | 4.23% |
| Q1 2026 | $470M | $433M | $327M | 1.16% | 16.54% | 4.20% |
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