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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 58,265,947 | 50,059,439 | 40,913,425 | 0.67 | 5.30 | 3.42 |
| 2016-06-30 | 59,451,244 | 50,937,178 | 42,038,272 | 0.74 | 5.86 | 3.45 |
| 2016-09-30 | 60,877,956 | 51,368,814 | 42,101,304 | 0.78 | 6.23 | 3.44 |
| 2016-12-31 | 63,076,162 | 53,819,075 | 42,253,677 | 0.82 | 6.57 | 3.43 |
| 2017-03-31 | 65,298,479 | 53,966,815 | 42,325,729 | 0.84 | 7.15 | 3.35 |
| 2017-06-30 | 65,276,867 | 52,785,401 | 43,192,433 | 0.95 | 8.08 | 3.45 |
| 2017-09-30 | 65,390,693 | 52,487,466 | 43,686,102 | 0.97 | 8.25 | 3.47 |
| 2017-12-31 | 66,080,511 | 52,996,205 | 44,306,193 | 0.92 | 7.84 | 3.48 |
| 2018-03-31 | 66,301,344 | 53,338,857 | 44,700,353 | 1.50 | 13.08 | 3.58 |
| 2018-06-30 | 66,254,848 | 53,945,863 | 44,824,353 | 1.37 | 11.96 | 3.60 |
| 2018-09-30 | 66,730,728 | 53,784,897 | 45,391,384 | 1.32 | 11.59 | 3.61 |
| 2018-12-31 | 68,745,745 | 54,100,276 | 46,312,248 | 1.32 | 11.68 | 3.62 |
| 2019-03-31 | 69,194,678 | 54,534,995 | 47,178,036 | 1.23 | 11.22 | 3.62 |
| 2019-06-30 | 70,064,730 | 54,332,364 | 48,219,310 | 1.19 | 10.84 | 3.59 |
| 2019-09-30 | 70,360,844 | 56,139,061 | 48,465,657 | 1.21 | 11.14 | 3.57 |
| 2019-12-31 | 69,171,552 | 57,085,487 | 48,342,919 | 1.17 | 10.84 | 3.56 |
| 2020-03-31 | 71,466,849 | 57,518,139 | 49,337,048 | 0.08 | 0.75 | 3.39 |
| 2020-06-30 | 76,447,348 | 65,684,105 | 54,374,247 | 0.22 | 2.15 | 3.33 |
| 2020-09-30 | 78,356,851 | 67,093,654 | 53,980,369 | 0.46 | 4.52 | 3.25 |
| 2020-12-31 | 81,479,376 | 69,653,429 | 52,780,004 | 0.72 | 7.10 | 3.17 |
| 2021-03-31 | 85,120,866 | 73,853,256 | 52,902,718 | 1.54 | 16.27 | 2.81 |
| 2021-06-30 | 87,208,406 | 76,105,815 | 50,929,835 | 1.60 | 17.00 | 2.79 |
| 2021-09-30 | 88,306,256 | 77,883,721 | 50,252,750 | 1.43 | 15.44 | 2.77 |
| 2021-12-31 | 93,199,669 | 82,789,356 | 50,420,114 | 1.30 | 14.44 | 2.71 |
| 2022-03-31 | 91,125,751 | 82,350,540 | 50,807,577 | 0.88 | 11.77 | 2.53 |
| 2022-06-30 | 87,783,903 | 79,061,285 | 51,903,490 | 0.89 | 12.56 | 2.69 |
| 2022-09-30 | 88,474,569 | 75,994,942 | 53,402,669 | 0.92 | 13.79 | 2.87 |
| 2022-12-31 | 89,544,919 | 72,020,002 | 55,086,309 | 1.01 | 15.65 | 3.02 |
| 2023-03-31 | 88,573,533 | 69,566,871 | 55,717,889 | 0.92 | 16.22 | 3.33 |
| 2023-06-30 | 87,230,273 | 74,831,901 | 56,301,832 | 0.86 | 14.80 | 3.14 |
| 2023-09-30 | 87,269,125 | 76,061,592 | 56,251,932 | 0.84 | 14.28 | 3.08 |
| 2023-12-31 | 87,202,697 | 75,339,017 | 57,148,059 | 0.77 | 12.90 | 3.04 |
| 2024-03-31 | 87,060,372 | 74,709,976 | 57,421,801 | 0.70 | 10.62 | 2.93 |
| 2024-06-30 | 87,605,789 | 74,224,024 | 57,831,710 | 0.81 | 12.09 | 2.95 |
| 2024-09-30 | 87,032,467 | 75,910,705 | 58,288,423 | 0.87 | 12.67 | 3.01 |
| 2024-12-31 | 88,774,720 | 76,638,293 | 58,788,443 | 0.90 | 13.05 | 3.03 |
| 2025-03-31 | 87,992,370 | 76,011,070 | 59,355,121 | 0.77 | 10.92 | 3.08 |
| 2025-06-30 | 88,892,748 | 74,054,523 | 60,315,121 | 0.94 | 13.04 | 3.14 |
| 2025-09-30 | 88,533,079 | 75,104,529 | 59,838,093 | 0.96 | 13.08 | 3.20 |
| 2025-12-31 | 88,989,689 | 75,875,678 | 60,440,004 | 1.01 | 13.58 | 3.24 |
| 2026-03-31 | 87,956,932 | 76,926,168 | 60,706,991 | 1.05 | 12.87 | 3.25 |
| 2026-06-30 | 89,041,284 | 76,616,434 | 61,895,145 | 1.55 | 18.57 | 3.28 |
413 current branch locations across 11 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-09-30 | 1 | 1027004 | 276579 |
| 2018-09-30 | 1 | 2131636 | 276579 |
| 2017-01-01 | 1 | 2479253 | 276579 |
| 2015-12-31 | 1 | 1027086 | 276579 |
| 2015-12-31 | 1 | 456960 | 276579 |
| 2015-12-31 | 1 | 933957 | 276579 |
| 2015-12-31 | 1 | 837260 | 276579 |
| 2015-12-31 | 1 | 676656 | 276579 |
| 2015-12-31 | 1 | 1004368 | 276579 |
| 2015-12-31 | 1 | 3192960 | 276579 |
| 2015-12-31 | 1 | 1198641 | 276579 |
| 2001-01-27 | 1 | 660374 | 276579 |
| 1997-08-16 | 1 | 308265 | 276579 |
| 1995-06-06 | 1 | 748179 | 276579 |
| 1993-10-30 | 1 | 339278 | 276579 |
| 1992-02-29 | 50 | 663478 | 276579 |
| 1990-05-26 | 50 | 321675 | 276579 |
| 1988-05-28 | 50 | 373777 | 276579 |
| 1988-02-13 | 50 | 215970 | 276579 |
| 1987-04-04 | 1 | 2187099 | 276579 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.