Regulatory profile
FDIC certificate #2270 · RSSD 276579
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation.
ROA asset-peer percentile moved 33.3 to 88.2
Source ↗ROE asset-peer percentile moved 62.5 to 87.5
Source ↗Zions Bancorporation, N.A. changed deposits by 634383 USD thousands and market share by 1.509305 points in Riverside County, CA
Source ↗Zions Bancorporation, N.A. changed deposits by -14322 USD thousands and market share by -0.500773 points in Coconino County, AZ
Source ↗Zions Bancorporation, N.A. changed deposits by -21343 USD thousands and market share by -0.041281 points in San Mateo County, CA
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Las Vegas | NV | 17 | 0 | Unavailable |
| Houston | TX | 17 | 0 | Unavailable |
| Salt Lake City | UT | 13 | 1 | Unavailable |
| San Diego | CA | 7 | 0 | Unavailable |
| Denver | CO | 6 | 0 | Unavailable |
| San Antonio | TX | 6 | 0 | Unavailable |
| Phoenix | AZ | 5 | 0 | Unavailable |
| Henderson | NV | 5 | 0 | Unavailable |
| Dallas | TX | 5 | 0 | Unavailable |
| Tucson | AZ | 4 | 0 | Unavailable |
| Los Angeles | CA | 4 | 0 | Unavailable |
| Mesa | AZ | 3 | 0 | Unavailable |
| Palm Desert | CA | 3 | 0 | Unavailable |
| San Francisco | CA | 3 | 0 | Unavailable |
| Pueblo | CO | 3 | 0 |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
ZIONS BANCORPORATIONRSSD 1027004 · 1972-04-07 to 2018-09-29
ZIONS BANCORPORATIONRSSD 1027004 · 1971-06-08 to 1972-04-06
Unresolved entityRSSD 2204549 · 1970-12-31 to 1971-06-07
Unresolved entityRSSD 5278327 · 2018-05-31 to 2018-06-19
Unresolved entityRSSD 3296233 · 2018-01-01 to 2018-09-29
Unresolved entityRSSD 1197233 · 2017-01-01 to 2018-09-29
Unresolved entityRSSD 3978034 · 2017-01-01 to 2018-09-29
Unresolved entityRSSD 3822780 · 2017-01-01 to 2018-09-29
Unresolved entityRSSD 5086036 · 2016-12-09 to 2017-04-11
2018-09-30RSSD 2131636 → 276579 · code 1
2018-09-30RSSD 1027004 → 276579 · code 1
2017-01-01RSSD 2479253 → 276579 · code 1
2015-12-31RSSD 676656 → 276579 · code 1
2015-12-31RSSD 1004368 → 276579 · code 1
2015-12-31RSSD 933957 → 276579 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $89.0B | $76.6B | $61.9B | 1.55% | 18.57% | 3.28% |
| 2026-03-31 | $88.0B | $76.9B | $60.7B | 1.05% | 12.87% | 3.25% |
| 2025-12-31 | $89.0B | $75.9B | $60.4B | 1.01% | 13.58% | 3.24% |
| 2025-09-30 | $88.5B | $75.1B | $59.8B | 0.96% | 13.08% | 3.20% |
| 2025-06-30 | $88.9B | $74.1B | $60.3B | 0.94% | 13.04% | 3.14% |
| 2025-03-31 | $88.0B | $76.0B | $59.4B | 0.77% | 10.92% | 3.08% |
| 2024-12-31 | $88.8B | $76.6B | $58.8B | 0.90% | 13.05% | 3.03% |
| 2024-09-30 | $87.0B | $75.9B | $58.3B | 0.87% | 12.67% | 3.01% |
| 2024-06-30 | $87.6B | $74.2B | $57.8B | 0.81% | 12.09% | 2.95% |
| 2024-03-31 | $87.1B | $74.7B | $57.4B | 0.70% | 10.62% | 2.93% |
| 2023-12-31 | $87.2B | $75.3B | $57.1B | 0.77% | 12.90% | 3.04% |
| 2023-09-30 | $87.3B | $76.1B | $56.3B | 0.84% | 14.28% | 3.08% |
| 2023-06-30 | $87.2B | $74.8B | $56.3B | 0.86% | 14.80% | 3.14% |
| 2023-03-31 | $88.6B | $69.6B | $55.7B | 0.92% | 16.22% | 3.33% |
| 2022-12-31 | $89.5B | $72.0B | $55.1B | 1.01% | 15.65% | 3.02% |
| 2022-09-30 | $88.5B | $76.0B | $53.4B | 0.92% | 13.79% | 2.87% |
| 2022-06-30 | $87.8B | $79.1B | $51.9B | 0.89% | 12.56% | 2.69% |
| 2022-03-31 | $91.1B | $82.4B | $50.8B | 0.88% | 11.77% | 2.53% |
| 2021-12-31 | $93.2B | $82.8B | $50.4B | 1.30% | 14.44% | 2.71% |
| 2021-09-30 | $88.3B | $77.9B | $50.3B | 1.43% | 15.44% | 2.77% |
| 2021-06-30 | $87.2B | $76.1B | $50.9B | 1.60% | 17.00% | 2.79% |
| 2021-03-31 | $85.1B | $73.9B | $52.9B | 1.54% | 16.27% | 2.81% |
| 2020-12-31 | $81.5B | $69.7B | $52.8B | 0.72% | 7.10% | 3.17% |
| 2020-09-30 | $78.4B | $67.1B | $54.0B | 0.46% | 4.52% | 3.25% |
| 2020-06-30 | $76.4B | $65.7B | $54.4B | 0.22% | 2.15% | 3.33% |
| 2020-03-31 | $71.5B | $57.5B | $49.3B | 0.08% | 0.75% | 3.39% |
| 2019-12-31 | $69.2B | $57.1B | $48.3B | 1.17% | 10.84% | 3.56% |
| 2019-09-30 | $70.4B | $56.1B | $48.5B | 1.21% | 11.14% | 3.57% |
| 2019-06-30 | $70.1B | $54.3B | $48.2B | 1.19% | 10.84% | 3.59% |
| 2019-03-31 | $69.2B | $54.5B | $47.2B | 1.23% | 11.22% | 3.62% |
| 2018-12-31 | $68.7B | $54.1B | $46.3B | 1.32% | 11.68% | 3.62% |
| 2018-09-30 | $66.7B | $53.8B | $45.4B | 1.32% | 11.59% | 3.61% |
| 2018-06-30 | $66.3B | $53.9B | $44.8B | 1.37% | 11.96% | 3.60% |
| 2018-03-31 | $66.3B | $53.3B | $44.7B | 1.50% | 13.08% | 3.58% |
| 2017-12-31 | $66.1B | $53.0B | $44.3B | 0.92% | 7.84% | 3.48% |
| 2017-09-30 | $65.4B | $52.5B | $43.7B | 0.97% | 8.25% | 3.47% |
| 2017-06-30 | $65.3B | $52.8B | $43.2B | 0.95% | 8.08% | 3.45% |
| 2017-03-31 | $65.3B | $54.0B | $42.3B | 0.84% | 7.15% | 3.35% |
| 2016-12-31 | $63.1B | $53.8B | $42.3B | 0.82% | 6.57% | 3.43% |
| 2016-09-30 | $60.9B | $51.4B | $42.1B | 0.78% | 6.23% | 3.44% |
| 2016-06-30 | $59.5B | $50.9B | $42.0B | 0.74% | 5.86% | 3.45% |
| 2016-03-31 | $58.3B | $50.1B | $40.9B | 0.67% | 5.30% | 3.42% |
| Unavailable |
| Reno | NV | 3 | 0 | Unavailable |
| Baytown | TX | 3 | 0 | Unavailable |
| Pasadena | TX | 3 | 0 | Unavailable |
| Spring | TX | 3 | 0 | Unavailable |
| The Woodlands | TX | 3 | 0 | Unavailable |
Reviewed NIC structure change on 2018-09-30: RSSD 2131636 → 276579 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 20 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| UT | $23.1B | 2.16% | 9 | Continuing · -0.25 pp |
| CA | $15.5B | 0.86% | 14 | Continuing · +0.04 pp |
| TX | $14.4B | 0.96% | 12 | Continuing · -0.04 pp |
| NV | $7B | 5.76% | 7 | Continuing · -0.74 pp |
| AZ | $6.8B | 3.08% | 5 | Continuing · -0.16 pp |
| CO | $3.3B | 1.83% | 15 | Continuing · -0.07 pp |
| ID | $2.6B | 6.63% | 5 | Continuing · +0.06 pp |
| WA | $979.2M | 0.46% | 22 | Continuing · +0.01 pp |
| OR | $124.6M | 0.12% | 32 | Continuing · +0.01 pp |
| NM | $86.2M | 0.19% | 50 | Continuing · -0.03 pp |
| WY | $58.6M | 0.28% | 38 | Continuing · -0.03 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce and branch productivity
2026-06-30
50b 250b asset cohort · n=33
| Period | FTE | Offices | Assets/FTE | Deposits/FTE | Deposits/office |
|---|---|---|---|---|---|
| 2026-06-30 | 9,039 | 413 | 9,851 | 8,476 | 185,512 |
| 2026-03-31 | 9,090 | 413 | 9,676 | 8,463 | 186,262 |
| 2025-12-31 | 9,195 | 413 | 9,678 | 8,252 | 183,718 |
| 2025-09-30 | 9,286 | 414 | 9,534 | 8,088 | 181,412 |
| 2025-06-30 | 9,440 | 413 | 9,417 | 7,845 | 179,309 |
| 2025-03-31 | 9,392 | 411 | 9,369 | 8,093 | 184,942 |
| 2024-12-31 | 9,668 | 410 | 9,182 | 7,927 | 186,923 |
| 2024-09-30 | 9,724 | 415 | 8,950 | 7,807 | 182,917 |
| 2024-06-30 | 9,867 | 414 | 8,879 | 7,522 | 179,285 |
| 2024-03-31 | 9,708 | 414 | 8,968 | 7,696 | 180,459 |
| 2023-12-31 | 9,679 | 413 | 9,009 | 7,784 | 182,419 |
| 2023-09-30 | 9,984 | 416 | 8,741 | 7,618 | 182,840 |
FTE and domestic offices are official FDIC financial fields for the same quarter. Merger discontinuities and different consolidation scopes can impair comparisons; unavailable denominators remain unavailable. Peer percentiles describe the covered $10B+ asset cohort, not the full banking system.