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FDIC Summary of Deposits
Institution-level annual deposit market share, year-over-year change, and multi-year state trends from official FDIC Summary of Deposits filings.
| Institution | Observed | First deposits / share | Latest deposits / share | Deposit CAGR | Share change | Gaps |
|---|---|---|---|---|---|---|
| JPMorgan Chase Bank, National AssociationFDIC #628 | 2015–202511 releases | $147.5B20.18% | $296.1B19.76% | 7.22% | -0.42 pp | 0 |
| Charles Schwab Bank, SSBFDIC #57450 | 2020–20256 releases | $267.7B19.59% | $209.5B13.99% | -4.78% | -5.61 pp | 0 |
| Bank of America, National AssociationFDIC #3510 | 2015–202511 releases | $106.4B14.57% | $182.3B12.17% | 5.53% | -2.40 pp | 0 |
| USAA Federal Savings BankFDIC #32188 | 2015–202511 releases | $62.2B8.51% | $92.8B6.19% | 4.08% | -2.32 pp | 0 |
| Wells Fargo Bank, National AssociationFDIC #3511 | 2015–202511 releases | $71.3B9.76% | $82.1B5.48% | 1.42% | -4.28 pp | 0 |
| Frost BankFDIC #5510 | 2015–202511 releases | $23.9B3.27% | $42.2B2.81% | 5.85% | -0.46 pp | 0 |
| Bbva UsaFDIC #19048 | 2015–20217 releases | $35.7B4.89% | $41.6B2.65% | 2.58% | -2.24 pp | 0 |
| Citibank, National AssociationFDIC #7213 | 2015–202511 releases | $00.00% | $31.1B2.08% | Unavailable | +2.08 pp | 0 |
| PNC Bank, National AssociationFDIC #6384 | 2019–20257 releases | $1.4M0.00% | $28.8B1.92% | 422.51% | +1.92 pp | 0 |
| Texas Capital BankFDIC #34383 | 2015–202511 releases | $14B1.92% | $26.5B1.77% | 6.57% | -0.15 pp | 0 |
| Prosperity BankFDIC #16835 | 2015–202511 releases | $14.7B2.01% | $26.3B1.76% | 5.99% | -0.26 pp | 0 |
| Charles Schwab Premier Bank, SSBFDIC #33497 | 2020–20256 releases | $23.9B1.75% | $22.2B1.48% | -1.51% | -0.27 pp | 0 |
| Zions Bancorporation, N.A.FDIC #2270 | 2016–202510 releases | $10.8B1.40% | $14.4B0.96% | 3.33% | -0.43 pp | 0 |
| First Financial BankFDIC #3066 | 2015–202511 releases | $4.8B0.66% | $12.6B0.84% | 10.11% | +0.18 pp | 0 |
| Independent BankFDIC #3076 | 2015–202410 releases | $3.5B0.48% | $12B0.83% | 14.72% | +0.35 pp | 0 |
| LegacyTexas BankFDIC #58006 | 2015–20195 releases | $4.5B0.62% | $7.1B0.81% | 11.80% | +0.19 pp | 0 |
| Cadence BankFDIC #11813 | 2015–202511 releases | $907.8M0.12% | $11.6B0.78% | 29.04% | +0.65 pp | 0 |
| NexBankFDIC #29209 | 2015–202511 releases | $1.8B0.24% | $10.7B0.71% | 19.79% | +0.47 pp | 0 |
| PlainsCapital BankFDIC #17491 | 2015–202511 releases | $6.3B0.87% | $10.5B0.70% | 5.17% | -0.17 pp | 0 |
| Veritex Community BankFDIC #57665 | 2015–202511 releases | $696M0.10% | $10.5B0.70% | 31.12% | +0.60 pp | 0 |
| Truist BankFDIC #9846 | 2015–202511 releases | $5.1B0.70% | $9.5B0.64% | 6.47% | -0.06 pp | 0 |
| Comerica BankFDIC #983 | 2015–202511 releases | $10.3B1.41% | $9.4B0.63% | -0.90% | -0.78 pp | 0 |
| BOKF, National AssociationFDIC #4214 | 2015–202511 releases | $5.2B0.71% | $9.1B0.60% | 5.71% | -0.11 pp | 0 |
| Charles Schwab Trust BankFDIC #59108 | 2023–20253 releases | $11.2B0.74% | $8.9B0.59% | -11.26% | -0.15 pp | 0 |
| Stellar BankFDIC #58629 | 2015–202511 releases | $1.6B0.22% | $8.7B0.58% | 18.20% | +0.36 pp | 0 |
| Amarillo National BankFDIC #14531 | 2015–202511 releases | $3.2B0.44% | $8.6B0.57% | 10.35% | +0.13 pp | 0 |
| Capital One, National AssociationFDIC #4297 | 2015–202511 releases | $11.9B1.63% | $7.3B0.49% | -4.75% | -1.14 pp | 0 |
| Regions BankFDIC #12368 | 2015–202511 releases | $4.5B0.62% | $6.8B0.46% | 4.26% | -0.16 pp | 0 |
| Southside BankFDIC #18297 | 2015–202511 releases | $3.5B0.48% | $6.6B0.44% | 6.68% | -0.03 pp | 0 |
| Woodforest National BankFDIC #23220 | 2015–202511 releases | $3.4B0.46% | $6.6B0.44% | 6.88% | -0.02 pp | 0 |
| International Bank of CommerceFDIC #19629 | 2015–202511 releases | $5.6B0.77% | $6.6B0.44% | 1.57% | -0.33 pp | 0 |
| Green Bank, National AssociationFDIC #35007 | 2015–20184 releases | $2B0.27% | $3.4B0.41% | 19.30% | +0.13 pp | 0 |
| First United Bank and Trust CompanyFDIC #4239 | 2015–202511 releases | $299.5M0.04% | $5.9B0.40% | 34.82% | +0.36 pp | 0 |
| Cadence Bank, N.A.FDIC #4999 | 2015–20217 releases | $2.5B0.35% | $5.6B0.36% | 14.23% | +0.01 pp | 0 |
| Broadway National BankFDIC #15797 | 2015–202511 releases | $2.7B0.38% | $5.1B0.34% | 6.48% | -0.03 pp | 0 |
| Happy State BankFDIC #10359 | 2015–20217 releases | $2.2B0.30% | $5.3B0.34% | 15.69% | +0.03 pp | 0 |
| The American National Bank of TexasFDIC #23474 | 2015–202511 releases | $2.3B0.31% | $4.7B0.31% | 7.64% | +0.01 pp | 0 |
| East West BankFDIC #31628 | 2015–202511 releases | $1.4B0.18% | $4.7B0.31% | 13.26% | +0.13 pp | 0 |
| Origin BankFDIC #12614 | 2015–202511 releases | $1.1B0.15% | $4.3B0.29% | 14.72% | +0.14 pp | 0 |
| Third Coast BankFDIC #58716 | 2015–202511 releases | $354.9M0.05% | $4.3B0.29% | 28.28% | +0.24 pp | 0 |
| Vantage Bank TexasFDIC #3405 | 2015–202511 releases | $419.2M0.06% | $4.3B0.29% | 26.13% | +0.23 pp | 0 |
| Centennial BankFDIC #11241 | 2022–20254 releases | $5.3B0.31% | $4.1B0.27% | -8.17% | -0.03 pp | 0 |
| Simmons BankFDIC #3890 | 2018–20258 releases | $1.6B0.19% | $3.9B0.26% | 13.52% | +0.07 pp | 0 |
| American Bank of TexasFDIC #20473 | 2015–20162 releases | $1.9B0.26% | $2B0.26% | 5.56% | +0.00 pp | 0 |
| VeraBank, National AssociationFDIC #3250 | 2015–202511 releases | $1.4B0.20% | $3.8B0.25% | 10.17% | +0.06 pp | 0 |
| Texas Bank and Trust CompanyFDIC #17842 | 2015–202511 releases | $1.8B0.24% | $3.8B0.25% | 7.98% | +0.01 pp | 0 |
| International Bank of CommerceFDIC #25679 | 2015–202511 releases | $725.8M0.10% | $3.8B0.25% | 17.89% | +0.15 pp | 0 |
| Bank OZKFDIC #110 | 2015–202511 releases | $1.1B0.15% | $3.7B0.25% | 12.71% | +0.09 pp | 0 |
| Inwood National BankFDIC #19080 | 2015–202511 releases | $1.7B0.24% | $3.7B0.25% | 7.73% | +0.01 pp | 0 |
| City BankFDIC #25103 | 2015–202511 releases | $2B0.28% | $3.6B0.24% | 6.12% | -0.03 pp | 0 |
11 immutable FDIC SOD artifacts. Annual state deposit trends use the same FDIC certificate and state within each official SOD release. Gaps remain explicit. Changes may reflect transfers, mergers, acquisitions, sales, reporting changes, or organic activity; no causal or organic-growth attribution is inferred.