Earnings & efficiency · Versioned metric research
Non-interest income to assets (annualized)
Federally insured credit unions. Year-to-date total non-interest income, annualized, over quarter-end (not average) total assets; self-derived by OptimaYield, not an NCUA-published institution ratio. NCUA's system figures use average assets, so values read slightly differently (system net interest margin 3.41% on period-end vs NCUA's 3.44% on average, Q1 2026). Source: NCUA 5300 Call Report quarterly data (ncua_5300). Open official FFIEC instructions ↗
Calculation contract
FS220A ACCT_117 x (12 / months in year-to-date) / FS220 ACCT_010
Source schedule: Not derivable from this formula
Null policy: abstain if missing
Effective: 2026-03-31 to current
Percentiles describe position, not merit.
P10 through P90 below mark where 4213 banks' reported non-interest income to assets (annualized) values fell for 2026-06-30 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.
Accessible line chart
Non-interest income to assets (annualized) — covered-bank median
View chart data as a table
| Period | Value | Revision | Event |
|---|---|---|---|
| 2024-06-30 | 0.853 percent | No marker | None |
| 2024-09-30 | 0.86 percent | No marker | None |
| 2024-12-31 | 0.862 percent | No marker | None |
| 2025-03-31 | 0.797 percent | No marker | None |
| 2025-06-30 | 0.83 percent | No marker | None |
| 2025-09-30 | 0.855 percent | No marker | None |
| 2025-12-31 | 0.857 percent | No marker | None |
| 2026-03-31 | 0.777 percent | No marker | None |
| 2026-06-30 | 0.82 percent | No marker | None |
Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.
Historical distribution
Non-interest income to assets (annualized) across covered banks
Median with interquartile and P10–P90 ranges across verified observations.
View distribution data as a table
| Period | Population | P10 | P25 | Median | P75 | P90 |
|---|---|---|---|---|---|---|
| 2026-06-30 | 4,213 | 0.10% | 0.40% | 0.82% | 1.28% | 1.79% |
| 2026-03-31 | 4,250 | 0.08% | 0.37% | 0.78% | 1.21% | 1.74% |
| 2025-12-31 | 4,245 | 0.11% | 0.42% | 0.86% | 1.31% | 1.87% |
| 2025-09-30 | 4,240 | 0.10% | 0.41% | 0.85% | 1.31% | 1.88% |
| 2025-06-30 | 4,237 | 0.10% | 0.40% | 0.83% | 1.29% | 1.85% |
| 2025-03-31 | 4,230 | 0.09% | 0.37% | 0.80% | 1.24% | 1.79% |
| 2024-12-31 | 4,225 | 0.10% | 0.41% | 0.86% | 1.32% | 1.85% |
| 2024-09-30 | 4,221 | 0.10% | 0.41% | 0.86% | 1.31% | 1.84% |
| 2024-06-30 | 4,218 | 0.09% | 0.40% | 0.85% | 1.30% | 1.84% |
Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.
Current distribution
Percentile history
Percentiles exclude unavailable values; they do not convert missing observations to zero.
| Period | Population | P10 | P25 | Median | P75 | P90 |
|---|---|---|---|---|---|---|
| 2026-06-30 | 4213 | 0.10% | 0.40% | 0.82% | 1.28% | 1.79% |
| 2026-03-31 | 4250 | 0.08% | 0.37% | 0.78% | 1.21% | 1.74% |
| 2025-12-31 | 4245 | 0.11% | 0.42% | 0.86% | 1.31% | 1.87% |
| 2025-09-30 | 4240 | 0.10% | 0.41% | 0.85% | 1.31% | 1.88% |
| 2025-06-30 | 4237 | 0.10% | 0.40% | 0.83% | 1.29% | 1.85% |
| 2025-03-31 | 4230 | 0.09% | 0.37% | 0.80% | 1.24% | 1.79% |
| 2024-12-31 | 4225 | 0.10% | 0.41% | 0.86% | 1.32% | 1.85% |
| 2024-09-30 | 4221 | 0.10% | 0.41% | 0.86% | 1.31% | 1.84% |
| 2024-06-30 | 4218 | 0.09% | 0.40% | 0.85% | 1.30% | 1.84% |
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Highest reported values
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0 matched institutions · selected period 2026-06-30
| Rank | Institution | FDIC | Value | Percentile |
|---|
No verified institution matched this search.
Related metrics
Other definitions from the same schedule or domain
Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.
Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.