Liquidity & funding · Versioned metric research
Total reciprocal deposit
Total reciprocal deposit, reported directly on FFIEC Call Report schedule RCEI in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗
Calculation contract
REPORTED(RCEI:RCONJH83)
Source schedule: RCEI
Null policy: abstain if missing
Effective: 2026-03-31 to current
Percentiles describe position, not merit.
P10 through P90 below mark where 154 banks' reported total reciprocal deposit values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.
Accessible line chart
Total reciprocal deposit — covered-bank median
View chart data as a table
| Period | Value | Revision | Event |
|---|---|---|---|
| 2026-03-31 | 906,631.5 reported unit | No marker | None |
Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.
Historical distribution
Total reciprocal deposit across covered banks
Median with interquartile and P10–P90 ranges across verified observations.
View distribution data as a table
| Period | Population | P10 | P25 | Median | P75 | P90 |
|---|---|---|---|---|---|---|
| 2026-03-31 | 154 | 0 | 0 | 906,631.5 | 1,958,719.5 | 4,273,575.1 |
Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.
Current distribution
Percentile history
Percentiles exclude unavailable values; they do not convert missing observations to zero.
| Period | Population | P10 | P25 | Median | P75 | P90 |
|---|---|---|---|---|---|---|
| 2026-03-31 | 154 | 0 | 0 | 906,631.5 | 1,958,719.5 | 4,273,575.1 |
Institution drilldown
Highest reported values
- #1WESTERN ALLIANCE BANK14,776,562
- #2RAYMOND JAMES BANK12,519,841
- #3FIRST-CITIZENS BANK&TRUST CO11,570,000
- #4PINNACLE BANK10,428,310
- #5CITIZENS BANK NATIONAL ASSN9,302,632
- #6HUNTINGTON NATIONAL BANK9,199,362
- #7BANC OF CALIFORNIA8,593,162
- #8CITY NATIONAL BANK7,202,502
- #9BOKF NATIONAL ASSN6,700,706
- #10ZIONS BCORP N A6,614,622
Institution drilldown
Lowest reported values
Institution discovery
Search verified rankings by quarter
154 matched institutions · selected period 2026-03-31
| Rank | Institution | FDIC | Value | Percentile |
|---|---|---|---|---|
| #1 | WESTERN ALLIANCE BANK | 57512 | 14,776,562 | P100 |
| #2 | RAYMOND JAMES BANK | 33893 | 12,519,841 | P99 |
| #3 | FIRST-CITIZENS BANK&TRUST CO | 11063 | 11,570,000 | P99 |
| #4 | PINNACLE BANK | 35583 | 10,428,310 | P98 |
| #5 | CITIZENS BANK NATIONAL ASSN | 57957 | 9,302,632 | P97 |
| #6 | HUNTINGTON NATIONAL BANK | 6560 | 9,199,362 | P97 |
| #7 | BANC OF CALIFORNIA | 24045 | 8,593,162 | P96 |
| #8 | CITY NATIONAL BANK | 17281 | 7,202,502 | P95 |
| #9 | BOKF NATIONAL ASSN | 4214 | 6,700,706 | P95 |
| #10 | ZIONS BCORP N A | 2270 | 6,614,622 | P94 |
| #11 | COLUMBIA BANK | 17266 | 5,651,622 | P93 |
| #12 | UNITED BANK | 22858 | 5,636,980 | P93 |
| #13 | VALLEY NATIONAL BANK | 9396 | 4,593,250 | P92 |
| #14 | FLAGSTAR BANK NATIONAL ASSN | 32541 | 4,468,668 | P92 |
| #15 | UBS BANK USA NATIONAL ASSN | 57565 | 4,413,266 | P91 |
| #16 | CITY NB OF FLORIDA | 20234 | 4,302,787 | P90 |
| #17 | SOUTHSTATE BANK NA | 33555 | 4,205,414 | P90 |
| #18 | MANUFACTURERS&TRADERS TR CO | 588 | 4,028,000 | P89 |
| #19 | U S BANK NATIONAL ASSN | 6548 | 3,897,622 | P88 |
| #20 | EAST WEST BANK | 31628 | 3,740,069 | P88 |
| #21 | UMB BANK NATIONAL ASSN | 8273 | 3,602,487 | P87 |
| #22 | TRISTATE CAPITAL BANK | 58457 | 3,473,690 | P86 |
| #23 | FIRST HORIZON BANK | 4977 | 3,337,641 | P86 |
| #24 | FIFTH THIRD BANK NA | 6672 | 3,292,000 | P85 |
| #25 | STIFEL BANK | 57358 | 3,249,873 | P84 |
| #26 | CUSTOMERS BANK | 34444 | 2,616,196 | P84 |
| #27 | PARK NATIONAL BANK | 6653 | 2,613,762 | P83 |
| #28 | WESBANCO BANK INC | 803 | 2,427,685 | P82 |
| #29 | FIRST NB OF PENNSYLVANIA | 7888 | 2,422,435 | P82 |
| #30 | TRUIST BANK | 9846 | 2,350,000 | P81 |
| #31 | KEYBANK NATIONAL ASSN | 17534 | 2,271,022 | P80 |
| #32 | EASTERN BANK | 32773 | 2,248,198 | P80 |
| #33 | ATLANTIC UNION BANK | 34589 | 2,180,382 | P79 |
| #34 | FIRSTBANK | 8663 | 2,174,624 | P78 |
| #35 | NEXBANK | 29209 | 2,162,895 | P78 |
| #36 | BELL BANK | 19581 | 2,114,457 | P77 |
| #37 | ROCKLAND TRUST CO | 9712 | 2,059,534 | P76 |
| #38 | BANKUNITED NATIONAL ASSN | 58979 | 2,048,483 | P76 |
| #39 | SIMMONS BANK | 3890 | 1,963,467 | P75 |
| #40 | CENTENNIAL BANK | 11241 | 1,944,477 | P75 |
| #41 | DIME COMMUNITY BANK | 6976 | 1,891,306 | P74 |
| #42 | FIRST FINANCIAL BANK | 3066 | 1,885,207 | P73 |
| #43 | GLACIER BANK | 30788 | 1,846,464 | P73 |
| #44 | ISRAEL DISCOUNT BANK OF NY | 19977 | 1,554,929 | P72 |
| #45 | ASSOCIATED BANK NA | 5296 | 1,552,474 | P71 |
| #46 | RENASANT BANK | 12437 | 1,548,976 | P71 |
| #47 | MERCHANTS BANK OF INDIANA | 8056 | 1,523,187 | P70 |
| #48 | FIRST NATIONAL BANK OF OMAHA | 5452 | 1,510,383 | P69 |
| #49 | MORGAN STANLEY BANK NA | 32992 | 1,500,000 | P69 |
| #50 | OLD NATIONAL BANK | 3832 | 1,485,713 | P68 |
Related metrics
Other definitions from the same schedule or domain
Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.
Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.