How is PROVISION FOR CREDIT LOSSES calculated?

REPORTED(RIBII:RIAD4230). Null policy: abstain if missing.

What source schedule does PROVISION FOR CREDIT LOSSES come from?

RIBII, per official FFIEC Call Report instructions.

How many banks reported PROVISION FOR CREDIT LOSSES for 2026-03-31?

154 banks reported a verified value for 2026-03-31. Institutions with an unavailable or unverified value are excluded, never counted as zero.

Other · Versioned metric research

PROVISION FOR CREDIT LOSSES

PROVISION FOR CREDIT LOSSES, reported directly on FFIEC Call Report schedule RIBII in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters154 current observationsUSD_THOUSANDS unit

Calculation contract

`REPORTED(RIBII:RIAD4230)`

Source schedule: RIBII

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 154 banks' reported provision for credit losses values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

PROVISION FOR CREDIT LOSSES — covered-bank median

View chart data as a table

Period	Value	Revision	Event
2026-03-31	7,552.5 reported unit	No marker	None

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

PROVISION FOR CREDIT LOSSES across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period154 observations7,552.5 median2,693.75–32,957.25 interquartile range

View distribution data as a table

Period	Population	P10	P25	Median	P75	P90
2026-03-31	154	0	2,693.75	7,552.5	32,957.25	222,363.8

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

Period	Population	P10	P25	Median	P75	P90
2026-03-31	154	0	2,693.75	7,552.5	32,957.25	222,363.8

Institution drilldown

Highest reported values

Institution drilldown

Lowest reported values

#145WESBANCO BANK INC-1,142
#146WASHINGTON TRUST BANK-1,500
#147ATLANTIC UNION BANK-2,414
#148STIFEL BANK-2,522
#149NORTHERN TRUST CO-3,088
#150WILMINGTON SVG FUND SOCIETY-3,093
#151PROVIDENT BANK-4,650
#152ZIONS BCORP N A-7,326
#153BANK OF NEW YORK MELLON-24,000
#154FIRSTBANK-32,463

Institution discovery

Search verified rankings by quarter

154 matched institutions · selected period 2026-03-31

Reporting quarterBank name or FDIC certificateOrder

Rank	Institution	FDIC	Value	Percentile
#1	CAPITAL ONE NATIONAL ASSN	4297	4,077,000	P100
#2	JPMORGAN CHASE BANK NA	628	2,517,000	P99
#3	CITIBANK NATIONAL ASSN	7213	2,200,000	P99
#4	BANK OF AMERICA NA	3510	1,354,000	P98
#5	SYNCHRONY BANK	27314	1,314,000	P97
#6	WELLS FARGO BANK NA	3511	1,167,000	P97
#7	AMERICAN EXPRESS NB	27471	979,826	P96
#8	U S BANK NATIONAL ASSN	6548	587,127	P95
#9	TRUIST BANK	9846	487,000	P95
#10	ALLY BANK	57803	466,000	P94
#11	BARCLAYS BANK DELAWARE	57203	323,000	P93
#12	SANTANDER BANK N A	29950	314,400	P93
#13	TD BANK NATIONAL ASSN	18409	243,842	P92
#14	HUNTINGTON NATIONAL BANK	6560	238,669	P92
#15	USAA FEDERAL SAVINGS BANK	32188	237,000	P91
#16	COMENITY CAPITAL BANK	57570	223,217	P90
#17	PNC BANK NATIONAL ASSN	6384	220,373	P90
#18	WESTERN ALLIANCE BANK	57512	209,000	P89
#19	GOLDMAN SACHS BANK USA	33124	178,000	P88
#20	CITIZENS BANK NATIONAL ASSN	57957	153,938	P88
#21	FIFTH THIRD BANK NA	6672	152,000	P87
#22	FIRST NATIONAL BANK OF OMAHA	5452	125,829	P86
#23	MANUFACTURERS&TRADERS TR CO	588	125,000	P86
#24	KEYBANK NATIONAL ASSN	17534	122,770	P85
#25	FIRST-CITIZENS BANK&TRUST CO	11063	104,000	P84
#26	REGIONS BANK	12368	101,000	P84
#27	MORGAN STANLEY BANK NA	32992	96,000	P83
#28	BMO BANK NATIONAL ASSN	16571	89,052	P82
#29	TD BANK USA NATIONAL ASSN	33947	88,265	P82
#30	BANCO POPULAR DE PUERTO RICO	34968	73,000	P81
#31	PINNACLE BANK	35583	70,940	P80
#32	CIBC BANK USA	33306	64,313	P80
#33	WEBSTER BANK NATIONAL ASSN	18221	55,239	P79
#34	HSBC BANK USA NATIONAL ASSN	57890	52,005	P78
#35	BANK OZK	110	49,562	P78
#36	SALLIE MAE BANK	58177	42,219	P77
#37	EAST WEST BANK	31628	37,874	P76
#38	OLD NATIONAL BANK	3832	36,854	P76
#39	CITY NATIONAL BANK	17281	34,469	P75
#40	COLUMBIA BANK	17266	28,422	P75
#41	UMB BANK NATIONAL ASSN	8273	25,327	P74
#42	BANKUNITED NATIONAL ASSN	58979	25,103	P73
#43	ORIENTAL BANK	31469	22,994	P73
#44	EVERBANK NATIONAL ASSN	34775	21,058	P72
#45	OPTUM BANK INC	57408	21,000	P71
#46	FIRST HORIZON BANK	4977	20,000	P71
#47	LIVE OAK BANKING CO	58665	19,600	P70
#48	FIRST NB OF PENNSYLVANIA	7888	19,202	P69
#49	CUSTOMERS BANK	34444	18,561	P69
#50	VALLEY NATIONAL BANK	9396	18,365	P68

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.