How is Total LN&LS-30-89 DAYS Past Due % calculated?

official_ubpr_direct_ingestion_raw. Null policy: abstain if missing.

What source schedule does Total LN&LS-30-89 DAYS Past Due % come from?

Not derivable from this formula alone; see the definition version history on this page.

How many banks reported Total LN&LS-30-89 DAYS Past Due % for 2026-06-30?

1057 banks reported a verified value for 2026-06-30. Institutions with an unavailable or unverified value are excluded, never counted as zero.

Asset quality · Versioned metric research

Total LN&LS-30-89 DAYS Past Due %

Official FFIEC UBPR field UBPRE544 ("Total LN&LS-30-89 DAYS Past Due %"), ingested directly from the "Summary Ratios" report page without individual editorial curation — label and scope are FFIEC's own, not this site's wording. Not reviewed against the PDF UBPR User's Guide the way the hand-curated ROA/ROE/NIM/efficiency-ratio metrics were (see docs/UBPR-INGESTION-SCOPE.md). Open official FFIEC instructions ↗

v1 definition14 quarters1057 current observationsRATIO unit

Calculation contract

`official_ubpr_direct_ingestion_raw`

Source schedule: Not derivable from this formula

Null policy: abstain if missing

Effective: 2026-01-01 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 1057 banks' reported total ln&ls-30-89 days past due % values fell for 2026-06-30 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

Total LN&LS-30-89 DAYS Past Due % — covered-bank median

View chart data as a table

Period	Value	Revision	Event
2023-03-31	0.21 percent	No marker	None
2023-06-30	0.175 percent	No marker	None
2023-09-30	0.2 percent	No marker	None
2023-12-31	0.26 percent	No marker	None
2024-03-31	0.27 percent	No marker	None
2024-06-30	0.25 percent	No marker	None
2024-09-30	0.26 percent	No marker	None
2024-12-31	0.3 percent	No marker	None
2025-03-31	0.34 percent	No marker	None
2025-06-30	0.27 percent	No marker	None
2025-09-30	0.26 percent	No marker	None
2025-12-31	0.32 percent	No marker	None
2026-03-31	0.34 percent	No marker	None
2026-06-30	0.28 percent	No marker	None

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

Total LN&LS-30-89 DAYS Past Due % across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-06-30 latest period1,057 observations0.28% median0.11%–0.57% interquartile range

View distribution data as a table

Period	Population	P10	P25	Median	P75	P90
2026-06-30	1,057	0.03%	0.11%	0.28%	0.57%	1.02%
2026-03-31	1,058	0.05%	0.14%	0.34%	0.66%	1.23%
2025-12-31	1,061	0.04%	0.14%	0.32%	0.62%	1.12%
2025-09-30	1,062	0.03%	0.11%	0.26%	0.51%	1.02%
2025-06-30	1,064	0.03%	0.11%	0.27%	0.56%	1.01%
2025-03-31	1,066	0.04%	0.14%	0.34%	0.70%	1.28%
2024-12-31	1,068	0.04%	0.12%	0.30%	0.59%	1.15%
2024-09-30	1,068	0.02%	0.10%	0.26%	0.55%	1.05%
2024-06-30	1,068	0.02%	0.10%	0.25%	0.52%	1.03%
2024-03-31	1,069	0.03%	0.11%	0.27%	0.55%	1.02%
2023-12-31	1,069	0.02%	0.10%	0.26%	0.55%	1.04%
2023-09-30	1,069	0.01%	0.08%	0.20%	0.46%	0.88%
2023-06-30	1,070	0.01%	0.06%	0.18%	0.40%	0.84%
2023-03-31	1,072	0.01%	0.07%	0.21%	0.45%	0.83%

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

Period	Population	P10	P25	Median	P75	P90
2026-06-30	1057	0.03%	0.11%	0.28%	0.57%	1.02%
2026-03-31	1058	0.05%	0.14%	0.34%	0.66%	1.23%
2025-12-31	1061	0.04%	0.14%	0.32%	0.62%	1.12%
2025-09-30	1062	0.03%	0.11%	0.26%	0.51%	1.02%
2025-06-30	1064	0.03%	0.11%	0.27%	0.56%	1.01%
2025-03-31	1066	0.04%	0.14%	0.34%	0.70%	1.28%
2024-12-31	1068	0.04%	0.12%	0.30%	0.59%	1.15%
2024-09-30	1068	0.02%	0.10%	0.26%	0.55%	1.05%
2024-06-30	1068	0.02%	0.10%	0.25%	0.52%	1.03%
2024-03-31	1069	0.03%	0.11%	0.27%	0.55%	1.02%
2023-12-31	1069	0.02%	0.10%	0.26%	0.55%	1.04%
2023-09-30	1069	0.01%	0.08%	0.20%	0.46%	0.88%
2023-06-30	1070	0.01%	0.06%	0.18%	0.40%	0.84%
2023-03-31	1072	0.01%	0.07%	0.21%	0.45%	0.83%

Institution drilldown

Highest reported values

Institution drilldown

Lowest reported values

Institution discovery

Search verified rankings by quarter

1,057 matched institutions · selected period 2026-06-30

Reporting quarterBank name or FDIC certificateOrder

Rank	Institution	FDIC	Value	Percentile
#1	GREEN DOT BK DBA BONNEVILLE	22653	9.89%	P100
#2	NANO BANC	58590	8.66%	P100
#3	MIDFIRST BANK	4063	5.08%	P100
#4	LEAD BANK	8283	5.02%	P100
#5	MERRICK BANK	34519	3.75%	P100
#6	PATHWARD NATIONAL ASSN	30776	3.62%	P100
#7	CREDIT ONE BANK NA	25620	3.59%	P99
#8	NEWTEK BANK NATIONAL ASSN	18734	3.56%	P99
#9	COMENITY BANK	27499	3.32%	P99
#10	COMENITY CAPITAL BANK	57570	3.29%	P99
#11	FIRST NB&T CO OF WEATHERFORD	5575	3.21%	P99
#12	CRESCENT BANK	33492	3.14%	P99
#13	FARMERS&MERCHANTS BANK	16810	3.09%	P99
#14	CITIZENS STATE BANK	16753	3.08%	P99
#15	SQUARE FINL SERVICES INC	59177	3.04%	P99
#16	INDEPENDENT BANK	34728	2.88%	P99
#16	MEDALLION BANK	57449	2.88%	P99
#18	GATEWAY FIRST BANK	15118	2.65%	P98
#19	BANK OF COMMERCE	9359	2.58%	P98
#20	CFG BANK	34294	2.54%	P98
#21	ALLY BANK	57803	2.47%	P98
#22	NELNET BANK	59205	2.46%	P98
#23	EXCHANGE BANK	1435	2.38%	P98
#24	ORIENTAL BANK	31469	2.36%	P98
#25	BCB COMMUNITY BANK	35541	2.33%	P98
#26	FIRST FINANCIAL BANK	28905	2.28%	P98
#27	SOUTHEAST BANK	57348	2.20%	P98
#28	SYNCHRONY BANK	27314	2.19%	P97
#29	TD BANK USA NATIONAL ASSN	33947	2.07%	P97
#29	SALLIE MAE BANK	58177	2.07%	P97
#31	T BANK NATIONAL ASSN	57703	2.06%	P97
#32	WILMINGTON TRUST NA	34069	2.05%	P97
#33	NORTH SIDE BANK&TRUST CO	9457	2.04%	P97
#34	STATE BANK OF TEXAS	27074	2.02%	P97
#34	CITY FIRST BANK NA	34352	2.02%	P97
#36	CAPITAL ONE NATIONAL ASSN	4297	2.01%	P97
#37	CAPITAL BANK NATIONAL ASSN	35278	1.99%	P97
#38	BENEFICIAL STATE BANK	58490	1.97%	P96
#39	STERLING BANK	57813	1.96%	P96
#40	BANK INDEPENDENT	16604	1.95%	P96
#40	FIRST WESTERN BANK&TRUST	19123	1.95%	P96
#42	AMBOY BANK	6423	1.94%	P96
#43	US METRO BANK	58310	1.88%	P96
#44	WATERTOWN SAVINGS BANK	15990	1.87%	P96
#45	BAYFIRST NATIONAL BANK	34997	1.79%	P96
#46	WAUKESHA STATE BANK	16160	1.73%	P96
#46	BANK OF FAYETTE COUNTY	10308	1.73%	P96
#46	PREFERRED BANK	33539	1.73%	P96
#46	TRANSPORTATION ALLIANCE BK D	34781	1.73%	P96
#50	BANK OF GUAM	20884	1.71%	P95

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.