Regulatory profile
Bozeman, MT · FDIC certificate #20311
AMERICAN BANK is an FDIC-insured institution based in Bozeman, MT (FDIC certificate #20311). In its Q3 2026 Call Report it reported total assets of $650M, total deposits of $584M and net loans of $383M. Its primary federal regulator is FDIC.
Reported facts
AMERICAN BANK (FDIC certificate #20311) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $650M |
|---|---|
| Total deposits | $584M |
| Net loans and leases | $383M |
| Return on assets | 1.46% |
| Return on equity | 15.68% |
| Net interest margin | 4.17% |
| Quarterly asset change | 3.13% |
| Quarterly deposit change | 3.59% |
Plain-language readout
AMERICAN BANK in Bozeman, MT reported total assets of $650M, total deposits of $584M and net loans of $383M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.46%, a return on equity of 15.68%, a net interest margin of 4.17%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $650M | $584M | $383M | 1.46% | 15.68% | 4.17% |
| Q2 2026 | $630M | $564M | $390M | 1.37% | 14.56% | 4.11% |
| Q1 2026 | $608M | $543M | $380M | 1.37% | 14.52% | 4.06% |
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