Regulatory profile
Bozeman, MT · FDIC certificate #20311
AMERICAN BANK is an FDIC-insured institution based in Bozeman, MT (FDIC certificate #20311). In its Q3 2026 Call Report it reported total assets of $650M, total deposits of $584M and net loans of $383M. Its primary federal regulator is FDIC.
Plain-language readout
AMERICAN BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $650M in Q3 2026 and were lowest at $608M in Q1 2026.
Total deposits were highest at $584M in Q3 2026 and lowest at $543M in Q1 2026.
Over the whole period total assets rose 6.8%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $650M | $584M | $383M | 1.46% | 15.68% | 4.17% |
| Q2 2026 | $630M | $564M | $390M | 1.37% | 14.56% | 4.11% |
| Q1 2026 | $608M | $543M | $380M | 1.37% | 14.52% | 4.06% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $650M | $584M | $383M | 1.46% | 15.68% | 4.17% |
| 2026-06-30 | $630M | $564M | $390M | 1.37% | 14.56% | 4.11% |
| 2026-03-31 | $608M | $543M | $380M | 1.37% | 14.52% | 4.06% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MT | $562.8M | 1.51% | 11 | Continuing · -0.03 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.