Loading bank profile
Data through Q3 2026 · 4,200 institutions
Regulatory profile
Fargo, ND · FDIC certificate #29140
AMERICAN FEDERAL BANK is an FDIC-insured institution based in Fargo, ND (FDIC certificate #29140). In its Q3 2026 Call Report it reported total assets of $825M, total deposits of $610M and net loans of $703M. Its primary federal regulator is OCC.
Plain-language readout
AMERICAN FEDERAL BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $825M in Q3 2026 and were lowest at $764M in Q1 2026.
Total deposits were highest at $620M in Q1 2026 and lowest at $610M in Q3 2026.
Over the whole period total assets rose 8.0%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $825M | $610M | $703M | 1.10% | 12.43% | 4.06% |
| Q2 2026 | $796M | $616M | $678M | 1.06% | 11.96% | 4.05% |
| Q1 2026 | $764M | $620M | $648M | 0.90% | 10.20% | 3.94% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $825M | $610M | $703M | 1.10% | 12.43% | 4.06% |
| 2026-06-30 | $796M | $616M | $678M | 1.06% | 11.96% | 4.05% |
| 2026-03-31 | $764M | $620M | $648M | 0.90% | 10.20% | 3.94% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MN | $381.9M | 0.13% | 74 | Continuing · +0.01 pp |
| ND | $235.9M | 0.57% | 33 | Continuing · +0.03 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.