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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Fargo, ND · FDIC certificate #29140
AMERICAN FEDERAL BANK is an FDIC-insured institution based in Fargo, ND (FDIC certificate #29140). In its Q3 2026 Call Report it reported total assets of $825M, total deposits of $610M and net loans of $703M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for AMERICAN FEDERAL BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $610M |
|---|---|
| Net loans and leases | $703M |
Plain-language readout
AMERICAN FEDERAL BANK in Fargo, ND funds its loans with $610M of deposits and holds $703M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for AMERICAN FEDERAL BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 115.35% in Q3 2026, against 104.52% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $703M | $610M | 115.35% |
| Q2 2026 | $678M | $616M | 110.16% |
| Q1 2026 | $648M | $620M | 104.52% |