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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-03-31 | 1,083,442 | 983,165 | 772,132 | 1.00 | 11.95 | 3.72 |
| 2021-06-30 | 1,150,346 | 1,051,473 | 768,119 | 1.15 | 14.03 | 3.87 |
| 2021-09-30 | 1,218,275 | 1,115,678 | 769,906 | 1.09 | 13.61 | 3.77 |
| 2021-12-31 | 1,306,540 | 1,202,089 | 784,107 | 1.03 | 13.08 | 3.64 |
| 2022-03-31 | 1,361,677 | 1,247,874 | 778,634 | 0.98 | 12.99 | 3.32 |
| 2022-06-30 | 1,362,655 | 1,256,632 | 850,394 | 0.88 | 11.78 | 3.40 |
| 2022-09-30 | 1,370,878 | 1,264,918 | 875,705 | 0.97 | 13.13 | 3.59 |
| 2022-12-31 | 1,281,124 | 1,164,660 | 897,059 | 1.06 | 14.08 | 3.79 |
| 2023-03-31 | 1,301,506 | 1,110,370 | 913,293 | 0.99 | 12.08 | 3.87 |
| 2023-06-30 | 1,284,543 | 1,092,875 | 933,751 | 0.96 | 11.46 | 3.80 |
| 2023-09-30 | 1,268,311 | 1,111,491 | 929,475 | 0.94 | 11.21 | 3.79 |
| 2023-12-31 | 1,264,563 | 1,059,499 | 934,763 | 0.90 | 10.50 | 3.73 |
| 2024-03-31 | 1,275,595 | 1,058,798 | 939,172 | 0.77 | 8.25 | 3.49 |
| 2024-06-30 | 1,272,517 | 1,075,851 | 952,007 | 0.77 | 8.14 | 3.46 |
| 2024-09-30 | 1,294,176 | 1,140,407 | 964,563 | 0.76 | 7.89 | 3.48 |
| 2024-12-31 | 1,278,701 | 1,120,751 | 978,369 | 0.76 | 7.75 | 3.51 |
| 2025-03-31 | 1,288,204 | 1,141,924 | 982,929 | 0.81 | 7.82 | 3.76 |
| 2025-06-30 | 1,299,874 | 1,137,783 | 1,007,764 | 0.85 | 8.22 | 3.79 |
| 2025-09-30 | 1,421,889 | 1,274,796 | 1,029,150 | 0.88 | 8.66 | 3.78 |
| 2025-12-31 | 1,366,841 | 1,213,783 | 1,069,007 | 1.02 | 10.00 | 3.89 |
| 2026-03-31 | 1,422,849 | 1,268,061 | 1,086,724 | 1.21 | 11.84 | 4.03 |
| 2026-06-30 | 1,442,372 | 1,239,018 | 1,139,936 | 1.11 | 10.86 | 4.07 |
9 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-01-01 | 1 | 3367964 | 3388482 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.