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Regulatory profile
Santa Barbara, CA · FDIC certificate #58281 · RSSD 3388482
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.4B | $1.2B | $1.1B | 1.11% | 10.86% | 4.07% |
| 2026-03-31 | $1.4B | $1.3B | $1.1B | 1.21% | 11.84% | 4.03% |
| 2025-12-31 | $1.4B | $1.2B | $1.1B | 1.02% | 10.00% | 3.89% |
| 2025-09-30 | $1.4B | $1.3B | $1.0B | 0.88% | 8.66% | 3.78% |
| 2025-06-30 | $1.3B | $1.1B | $1.0B | 0.85% | 8.22% | 3.79% |
| 2025-03-31 | $1.3B | $1.1B | $1.0B | 0.81% | 7.82% | 3.76% |
| 2024-12-31 | $1.3B | $1.1B | $1.0B | 0.76% | 7.75% | 3.51% |
| 2024-09-30 | $1.3B | $1.1B | $1.0B | 0.76% | 7.89% | 3.48% |
| 2024-06-30 | $1.3B | $1.1B | $1.0B | 0.77% | 8.14% | 3.46% |
| 2024-03-31 | $1.3B | $1.1B | $0.9B | 0.77% | 8.25% | 3.49% |
| 2023-12-31 | $1.3B | $1.1B | $0.9B | 0.90% | 10.50% | 3.73% |
| 2023-09-30 | $1.3B | $1.1B | $0.9B | 0.94% | 11.21% | 3.79% |
| 2023-06-30 | $1.3B | $1.1B | $0.9B | 0.96% | 11.46% | 3.80% |
| 2023-03-31 | $1.3B | $1.1B | $0.9B | 0.99% | 12.08% | 3.87% |
| 2022-12-31 | $1.3B | $1.2B | $0.9B | 1.06% | 14.08% | 3.79% |
| 2022-09-30 | $1.4B | $1.3B | $0.9B | 0.97% | 13.13% | 3.59% |
| 2022-06-30 | $1.4B | $1.3B | $0.9B | 0.88% | 11.78% | 3.40% |
| 2022-03-31 | $1.4B | $1.2B | $0.8B | 0.98% | 12.99% | 3.32% |
| 2021-12-31 | $1.3B | $1.2B | $0.8B | 1.03% | 13.08% | 3.64% |
| 2021-09-30 | $1.2B | $1.1B | $0.8B | 1.09% | 13.61% | 3.77% |
| 2021-06-30 | $1.2B | $1.1B | $0.8B | 1.15% | 14.03% | 3.87% |
| 2021-03-31 | $1.1B | $1.0B | $0.8B | 1.00% | 11.95% | 3.72% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 5687282 · 2022-02-10 to current
2016-01-01RSSD 3367964 → 3388482 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.