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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #58281 · RSSD 3388482
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation.
American Riviera Bank changed deposits by 57857 USD thousands and market share by 0.671816 points in San Luis Obispo County, CA
Source ↗American Riviera Bank changed deposits by 4076 USD thousands and market share by 0.112148 points in Santa Barbara County, CA
Source ↗American Riviera Bank changed deposits by 61933 USD thousands and market share by 0.002242 points in CA
Source ↗NIC transformation 1
Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Santa Barbara | CA | 3 | 1 | Unavailable |
| Atascadero | CA | 1 | 0 | Unavailable |
| Goleta | CA | 1 | 0 | Unavailable |
| Paso Robles | CA | 1 | 0 | Unavailable |
| San Luis Obispo | CA | 1 | 0 | Unavailable |
| Santa Maria | CA | 1 | 0 | Unavailable |
| Ventura | CA | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2016-01-01: RSSD 3367964 → 3388482 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank |
|---|
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 5687282 · 2022-02-10 to current
Unresolved entityRSSD 6033989 · 2025-04-01 to current
2016-01-01RSSD 3367964 → 3388482 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.4B | $1.2B | $1.1B | 1.11% | 10.86% | 4.07% |
| 2026-03-31 | $1.4B | $1.3B | $1.1B | 1.21% | 11.84% | 4.03% |
| 2025-12-31 | $1.4B | $1.2B | $1.1B | 1.02% | 10.00% | 3.89% |
| 2025-09-30 | $1.4B | $1.3B | $1.0B | 0.88% | 8.66% | 3.78% |
| 2025-06-30 | $1.3B | $1.1B | $1.0B | 0.85% | 8.22% | 3.79% |
| 2025-03-31 | $1.3B | $1.1B | $1.0B | 0.81% | 7.82% | 3.76% |
| 2024-12-31 | $1.3B | $1.1B | $1.0B | 0.76% | 7.75% | 3.51% |
| 2024-09-30 | $1.3B | $1.1B | $1.0B | 0.76% | 7.89% | 3.48% |
| 2024-06-30 | $1.3B | $1.1B | $1.0B | 0.77% | 8.14% | 3.46% |
| 2024-03-31 | $1.3B | $1.1B | $0.9B | 0.77% | 8.25% | 3.49% |
| 2023-12-31 | $1.3B | $1.1B | $0.9B | 0.90% | 10.50% | 3.73% |
| 2023-09-30 | $1.3B | $1.1B | $0.9B | 0.94% | 11.21% | 3.79% |
| 2023-06-30 | $1.3B | $1.1B | $0.9B | 0.96% | 11.46% | 3.80% |
| 2023-03-31 | $1.3B | $1.1B | $0.9B | 0.99% | 12.08% | 3.87% |
| 2022-12-31 | $1.3B | $1.2B | $0.9B | 1.06% | 14.08% | 3.79% |
| 2022-09-30 | $1.4B | $1.3B | $0.9B | 0.97% | 13.13% | 3.59% |
| 2022-06-30 | $1.4B | $1.3B | $0.9B | 0.88% | 11.78% | 3.40% |
| 2022-03-31 | $1.4B | $1.2B | $0.8B | 0.98% | 12.99% | 3.32% |
| 2021-12-31 | $1.3B | $1.2B | $0.8B | 1.03% | 13.08% | 3.64% |
| 2021-09-30 | $1.2B | $1.1B | $0.8B | 1.09% | 13.61% | 3.77% |
| 2021-06-30 | $1.2B | $1.1B | $0.8B | 1.15% | 14.03% | 3.87% |
| 2021-03-31 | $1.1B | $1.0B | $0.8B | 1.00% | 11.95% | 3.72% |
| Year over year |
|---|
| CA | $1.1B | 0.06% | 75 | Continuing · +0.00 pp |
|---|
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.