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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Williston, ND · FDIC certificate #15444
AMERICAN ST B&T CO WILLISTON is an FDIC-insured institution based in Williston, ND (FDIC certificate #15444). In its Q3 2026 Call Report it reported total assets of $626M, total deposits of $558M and net loans of $298M. Its primary federal regulator is FDIC.
Reported facts
AMERICAN ST B&T CO WILLISTON (FDIC certificate #15444) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $626M |
|---|---|
| Total deposits | $558M |
| Net loans and leases | $298M |
| Return on assets | 2.68% |
| Return on equity | 30.90% |
| Net interest margin | 3.41% |
| Quarterly asset change | -2.72% |
| Quarterly deposit change | -1.95% |
Plain-language readout
AMERICAN ST B&T CO WILLISTON in Williston, ND reported total assets of $626M, total deposits of $558M and net loans of $298M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.68%, a return on equity of 30.90%, a net interest margin of 3.41%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $626M | $558M | $298M | 2.68% | 30.90% | 3.41% |
| Q2 2026 | $643M | $569M | $296M | 2.63% | 29.26% | 3.33% |
| Q1 2026 | $661M | $584M | $286M | 2.45% | 26.61% | 3.30% |
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