Regulatory profile
Williston, ND · FDIC certificate #15444
AMERICAN ST B&T CO WILLISTON is an FDIC-insured institution based in Williston, ND (FDIC certificate #15444). In its Q3 2026 Call Report it reported total assets of $626M, total deposits of $558M and net loans of $298M. Its primary federal regulator is FDIC.
Plain-language readout
AMERICAN ST B&T CO WILLISTON has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $661M in Q1 2026 and were lowest at $626M in Q3 2026.
Total deposits were highest at $584M in Q1 2026 and lowest at $558M in Q3 2026.
Over the whole period total assets fell 5.2%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $626M | $558M | $298M | 2.68% | 30.90% | 3.41% |
| Q2 2026 | $643M | $569M | $296M | 2.63% | 29.26% | 3.33% |
| Q1 2026 | $661M | $584M | $286M | 2.45% | 26.61% | 3.30% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $626M | $558M | $298M | 2.68% | 30.90% | 3.41% |
| 2026-06-30 | $643M | $569M | $296M | 2.63% | 29.26% | 3.33% |
| 2026-03-31 | $661M | $584M | $286M | 2.45% | 26.61% | 3.30% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| ND | $568.9M | 1.37% | 19 | Continuing · +0.04 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.