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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Williston, ND · FDIC certificate #15444
AMERICAN ST B&T CO WILLISTON is an FDIC-insured institution based in Williston, ND (FDIC certificate #15444). In its Q3 2026 Call Report it reported total assets of $626M, total deposits of $558M and net loans of $298M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for AMERICAN ST B&T CO WILLISTON from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $558M |
|---|---|
| Net loans and leases | $298M |
Plain-language readout
AMERICAN ST B&T CO WILLISTON in Williston, ND funds its loans with $558M of deposits and holds $298M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for AMERICAN ST B&T CO WILLISTON in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 53.37% in Q3 2026, against 49.00% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $298M | $558M | 53.37% |
| Q2 2026 | $296M | $569M | 51.99% |
| Q1 2026 | $286M | $584M | 49.00% |