Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

ARROW BANK NATIONAL ASSN

FDIC #7074 · NY · period 20260630

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Total assets2,080,517-5.12% YoY

Total deposits1,781,301-4.68% YoY

Net loans and leases1,290,754-9.72% YoY

Return on assets1.09%+6.37% YoY

Return on equity11.76%+7.30% YoY

Net interest margin2.98%-0.20% YoY

Peer position

Return on assets38thin line · n=902

Return on equity45thin line · n=894

Net interest margin34thin line · n=902

Equity to assets32ndin line · n=894

Noncurrent loans75thstrength · n=887

Liquid assets33rdin line · n=895

Brokered deposits100thstrength · n=890

Loans to deposits29thopportunity · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	2,080,517	1,781,301	1,290,754	1.09	11.76	2.98
2016-06-30	2,137,525	1,740,620	1,346,868	1.08	11.61	3.01
2016-09-30	2,150,769	1,853,233	1,357,976	1.08	11.59	3.01
2016-12-31	2,158,385	1,746,371	1,387,420	1.07	11.45	3.01
2017-03-31	2,192,872	1,868,787	1,429,648	1.03	10.96	2.99
2017-06-30	2,255,239	1,833,294	1,499,488	1.05	11.22	3.01
2017-09-30	2,276,592	1,914,702	1,528,233	1.06	11.43	3.03
2017-12-31	2,272,922	1,840,482	1,546,504	1.12	12.00	3.06
2018-03-31	2,313,744	1,981,562	1,565,394	1.23	13.03	3.08
2018-06-30	2,325,807	1,873,252	1,614,132	1.29	13.69	3.11
2018-09-30	2,416,527	1,951,546	1,675,517	1.27	13.53	3.09
2018-12-31	2,444,624	1,887,304	1,730,878	1.25	13.31	3.09
2019-03-31	2,424,942	2,015,457	1,757,137	1.13	11.97	2.98
2019-06-30	2,442,443	2,015,660	1,795,003	1.14	12.01	3.01
2019-09-30	2,526,366	2,103,312	1,831,583	1.19	12.47	3.03
2019-12-31	2,564,325	2,068,671	1,866,588	1.20	12.46	3.05
2020-03-31	2,639,917	2,210,757	1,867,328	1.06	10.88	3.02
2020-06-30	2,825,566	2,396,278	1,943,902	1.07	11.17	3.01
2020-09-30	2,979,182	2,566,084	1,950,970	1.11	11.78	2.95
2020-12-31	2,869,840	2,512,589	1,963,765	1.15	12.23	2.97
2021-03-31	3,063,191	2,713,263	2,008,470	1.36	14.87	2.88
2021-06-30	3,049,853	2,696,045	2,008,055	1.35	14.72	2.97
2021-09-30	3,223,349	2,865,117	2,015,345	1.31	14.39	2.96
2021-12-31	3,170,096	2,804,440	2,032,385	1.22	13.37	2.92
2022-03-31	3,286,032	2,957,370	2,099,948	1.19	13.36	2.82
2022-06-30	3,126,425	2,796,706	2,208,514	1.17	13.15	2.93
2022-09-30	3,323,127	2,993,979	2,269,615	1.13	13.08	2.97
2022-12-31	3,125,180	2,792,798	2,282,312	1.14	13.20	3.03
2023-03-31	3,246,398	2,848,319	2,283,547	0.95	11.06	2.99
2023-06-30	3,175,653	2,750,204	2,300,393	0.85	9.85	2.88
2023-09-30	3,300,484	2,886,804	2,325,018	0.84	9.82	2.78
2023-12-31	3,274,507	2,935,566	2,347,801	0.90	10.38	2.76
2024-03-31	3,421,478	3,041,446	2,355,409	0.71	8.30	2.67
2024-06-30	3,325,484	2,943,580	2,364,687	0.74	8.59	2.70
2024-09-30	3,513,281	3,118,165	2,344,839	0.75	8.78	2.71
2024-12-31	4,294,715	3,828,264	3,360,943	0.68	7.81	2.67
2025-03-31	4,440,208	3,968,192	3,379,097	0.58	6.34	3.06
2025-06-30	4,405,726	3,929,526	3,390,563	0.79	8.61	3.11
2025-09-30	4,575,497	4,100,337	3,407,833	0.91	9.87	3.15
2025-12-31	4,421,213	3,939,998	3,418,771	1.00	10.74	3.21
2026-03-31	4,500,795	4,014,503	3,404,911	1.22	12.53	3.45
2026-06-30	4,456,940	3,675,780	3,460,358	1.11	11.47	3.45

Structure and branch footprint

57 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2026-07-01	1	101671	866000
2025-01-01	1	1211371	866000
2010-09-01	1	3814280	866000
1973-11-01	1	196903	866000
1973-07-01	1	686619	866000
1968-01-02	1	101505	866000

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.