Loading bank profile
Regulatory profile
Glens Falls, NY · FDIC certificate #7074 · RSSD 866000
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $4.5B | $3.7B | $3.5B | 1.11% | 11.47% | 3.45% |
| 2026-03-31 | $4.5B | $4.0B | $3.4B | 1.22% | 12.53% | 3.45% |
| 2025-12-31 | $4.4B | $3.9B | $3.4B | 1.00% | 10.74% | 3.21% |
| 2025-09-30 | $4.6B | $4.1B | $3.4B | 0.91% | 9.87% | 3.15% |
| 2025-06-30 | $4.4B | $3.9B | $3.4B | 0.79% | 8.61% | 3.11% |
| 2025-03-31 | $4.4B | $4.0B | $3.4B | 0.58% | 6.34% | 3.06% |
| 2024-12-31 | $4.3B | $3.8B | $3.4B | 0.68% | 7.81% | 2.67% |
| 2024-09-30 | $3.5B | $3.1B | $2.3B | 0.75% | 8.78% | 2.71% |
| 2024-06-30 | $3.3B | $2.9B | $2.4B | 0.74% | 8.59% | 2.70% |
| 2024-03-31 | $3.4B | $3.0B | $2.4B | 0.71% | 8.30% | 2.67% |
| 2023-12-31 | $3.3B | $2.9B | $2.3B | 0.90% | 10.38% | 2.76% |
| 2023-09-30 | $3.3B | $2.9B | $2.3B | 0.84% | 9.82% | 2.78% |
| 2023-06-30 | $3.2B | $2.8B | $2.3B | 0.85% | 9.85% | 2.88% |
| 2023-03-31 | $3.2B | $2.8B | $2.3B | 0.95% | 11.06% | 2.99% |
| 2022-12-31 | $3.1B | $2.8B | $2.3B | 1.14% | 13.20% | 3.03% |
| 2022-09-30 | $3.3B | $3.0B | $2.3B | 1.13% | 13.08% | 2.97% |
| 2022-06-30 | $3.1B | $2.8B | $2.2B | 1.17% | 13.15% | 2.93% |
| 2022-03-31 | $3.3B | $3.0B | $2.1B | 1.19% | 13.36% | 2.82% |
| 2021-12-31 | $3.2B | $2.8B | $2.0B | 1.22% | 13.37% | 2.92% |
| 2021-09-30 | $3.2B | $2.9B | $2.0B | 1.31% | 14.39% | 2.96% |
| 2021-06-30 | $3.0B | $2.7B | $2.0B | 1.35% | 14.72% | 2.97% |
| 2021-03-31 | $3.1B | $2.7B | $2.0B | 1.36% | 14.87% | 2.88% |
| 2020-12-31 | $2.9B | $2.5B | $2.0B | 1.15% | 12.23% | 2.97% |
| 2020-09-30 | $3.0B | $2.6B | $2.0B | 1.11% | 11.78% | 2.95% |
| 2020-06-30 | $2.8B | $2.4B | $1.9B | 1.07% | 11.17% | 3.01% |
| 2020-03-31 | $2.6B | $2.2B | $1.9B | 1.06% | 10.88% | 3.02% |
| 2019-12-31 | $2.6B | $2.1B | $1.9B | 1.20% | 12.46% | 3.05% |
| 2019-09-30 | $2.5B | $2.1B | $1.8B | 1.19% | 12.47% | 3.03% |
| 2019-06-30 | $2.4B | $2.0B | $1.8B | 1.14% | 12.01% | 3.01% |
| 2019-03-31 | $2.4B | $2.0B | $1.8B | 1.13% | 11.97% | 2.98% |
| 2018-12-31 | $2.4B | $1.9B | $1.7B | 1.25% | 13.31% | 3.09% |
| 2018-09-30 | $2.4B | $2.0B | $1.7B | 1.27% | 13.53% | 3.09% |
| 2018-06-30 | $2.3B | $1.9B | $1.6B | 1.29% | 13.69% | 3.11% |
| 2018-03-31 | $2.3B | $2.0B | $1.6B | 1.23% | 13.03% | 3.08% |
| 2017-12-31 | $2.3B | $1.8B | $1.5B | 1.12% | 12.00% | 3.06% |
| 2017-09-30 | $2.3B | $1.9B | $1.5B | 1.06% | 11.43% | 3.03% |
| 2017-06-30 | $2.3B | $1.8B | $1.5B | 1.05% | 11.22% | 3.01% |
| 2017-03-31 | $2.2B | $1.9B | $1.4B | 1.03% | 10.96% | 2.99% |
| 2016-12-31 | $2.2B | $1.7B | $1.4B | 1.07% | 11.45% | 3.01% |
| 2016-09-30 | $2.2B | $1.9B | $1.4B | 1.08% | 11.59% | 3.01% |
| 2016-06-30 | $2.1B | $1.7B | $1.3B | 1.08% | 11.61% | 3.01% |
| 2016-03-31 | $2.1B | $1.8B | $1.3B | 1.09% | 11.76% | 2.98% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 1048812 · 1983-09-01 to current
2026-07-01RSSD 101671 → 866000 · code 1
2025-01-01RSSD 1211371 → 866000 · code 1
2010-09-01RSSD 3814280 → 866000 · code 1
1973-11-01RSSD 196903 → 866000 · code 1
1973-07-01RSSD 686619 → 866000 · code 1
1968-01-02RSSD 101505 → 866000 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.