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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #7074 · RSSD 866000
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
NIC transformation 1
Arrow Bank National Association changed deposits by -15675 USD thousands and market share by -1.384934 points in Essex County, NY
Source ↗Arrow Bank National Association changed deposits by 985949 USD thousands and market share by 0.029609 points in NY
Source ↗Arrow Bank National Association entered the reported county market in Rensselaer County, NY
Source ↗Arrow Bank National Association entered the reported county market in Albany County, NY
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Plattsburgh | NY | 4 | 0 | Unavailable |
| Queensbury | NY | 3 | 0 | Unavailable |
| Saratoga Springs | NY | 3 | 0 | Unavailable |
| Utica | NY | 3 | 0 | Unavailable |
| Glens Falls | NY | 2 | 1 | Unavailable |
| Lake Placid | NY | 2 | 0 | Unavailable |
| Saranac Lake | NY | 2 | 0 | Unavailable |
| Schenectady | NY | 2 | 0 | Unavailable |
| Ticonderoga | NY | 2 | 0 | Unavailable |
| Albany | NY | 1 | 0 | Unavailable |
| Argyle | NY | 1 | 0 | Unavailable |
| Boonville | NY | 1 | 0 | Unavailable |
| Cambridge | NY | 1 | 0 | Unavailable |
| Chestertown | NY | 1 | 0 | Unavailable |
| Clifton Park | NY | 1 | 0 | Unavailable |
| Corinth | NY | 1 | 0 | Unavailable |
| Fort Ann | NY | 1 | 0 | Unavailable |
| Fort Edward | NY | 1 | 0 | Unavailable |
| Granville |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 1048812 · 1983-09-01 to current
Unresolved entityRSSD 4126524 · 2026-07-01 to current
Unresolved entityRSSD 3069923 · 2025-01-01 to current
Unresolved entityRSSD 4305244 · 2011-08-01 to 2017-09-01
Unresolved entityRSSD 4242675 · 2011-02-01 to current
Unresolved entityRSSD 4114914 · 2010-04-01 to 2015-10-30
Unresolved entityRSSD 3814280 · 2008-07-01 to 2010-08-31
2026-07-01RSSD 101671 → 866000 · code 1
2025-01-01RSSD 1211371 → 866000 · code 1
2010-09-01RSSD 3814280 → 866000 · code 1
1973-11-01RSSD 196903 → 866000 · code 1
1973-07-01RSSD 686619 → 866000 · code 1
1968-01-02RSSD 101505 → 866000 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $4.5B | $3.7B | $3.5B | 1.11% | 11.47% | 3.45% |
| 2026-03-31 | $4.5B | $4.0B | $3.4B | 1.22% | 12.53% | 3.45% |
| 2025-12-31 | $4.4B | $3.9B | $3.4B | 1.00% | 10.74% | 3.21% |
| 2025-09-30 | $4.6B | $4.1B | $3.4B | 0.91% | 9.87% | 3.15% |
| 2025-06-30 | $4.4B | $3.9B | $3.4B | 0.79% | 8.61% | 3.11% |
| 2025-03-31 | $4.4B | $4.0B | $3.4B | 0.58% | 6.34% | 3.06% |
| 2024-12-31 | $4.3B | $3.8B | $3.4B | 0.68% | 7.81% | 2.67% |
| 2024-09-30 | $3.5B | $3.1B | $2.3B | 0.75% | 8.78% | 2.71% |
| 2024-06-30 | $3.3B | $2.9B | $2.4B | 0.74% | 8.59% | 2.70% |
| 2024-03-31 | $3.4B | $3.0B | $2.4B | 0.71% | 8.30% | 2.67% |
| 2023-12-31 | $3.3B | $2.9B | $2.3B | 0.90% | 10.38% | 2.76% |
| 2023-09-30 | $3.3B | $2.9B | $2.3B | 0.84% | 9.82% | 2.78% |
| 2023-06-30 | $3.2B | $2.8B | $2.3B | 0.85% | 9.85% | 2.88% |
| 2023-03-31 | $3.2B | $2.8B | $2.3B | 0.95% | 11.06% | 2.99% |
| 2022-12-31 | $3.1B | $2.8B | $2.3B | 1.14% | 13.20% | 3.03% |
| 2022-09-30 | $3.3B | $3.0B | $2.3B | 1.13% | 13.08% | 2.97% |
| 2022-06-30 | $3.1B | $2.8B | $2.2B | 1.17% | 13.15% | 2.93% |
| 2022-03-31 | $3.3B | $3.0B | $2.1B | 1.19% | 13.36% | 2.82% |
| 2021-12-31 | $3.2B | $2.8B | $2.0B | 1.22% | 13.37% | 2.92% |
| 2021-09-30 | $3.2B | $2.9B | $2.0B | 1.31% | 14.39% | 2.96% |
| 2021-06-30 | $3.0B | $2.7B | $2.0B | 1.35% | 14.72% | 2.97% |
| 2021-03-31 | $3.1B | $2.7B | $2.0B | 1.36% | 14.87% | 2.88% |
| 2020-12-31 | $2.9B | $2.5B | $2.0B | 1.15% | 12.23% | 2.97% |
| 2020-09-30 | $3.0B | $2.6B | $2.0B | 1.11% | 11.78% | 2.95% |
| 2020-06-30 | $2.8B | $2.4B | $1.9B | 1.07% | 11.17% | 3.01% |
| 2020-03-31 | $2.6B | $2.2B | $1.9B | 1.06% | 10.88% | 3.02% |
| 2019-12-31 | $2.6B | $2.1B | $1.9B | 1.20% | 12.46% | 3.05% |
| 2019-09-30 | $2.5B | $2.1B | $1.8B | 1.19% | 12.47% | 3.03% |
| 2019-06-30 | $2.4B | $2.0B | $1.8B | 1.14% | 12.01% | 3.01% |
| 2019-03-31 | $2.4B | $2.0B | $1.8B | 1.13% | 11.97% | 2.98% |
| 2018-12-31 | $2.4B | $1.9B | $1.7B | 1.25% | 13.31% | 3.09% |
| 2018-09-30 | $2.4B | $2.0B | $1.7B | 1.27% | 13.53% | 3.09% |
| 2018-06-30 | $2.3B | $1.9B | $1.6B | 1.29% | 13.69% | 3.11% |
| 2018-03-31 | $2.3B | $2.0B | $1.6B | 1.23% | 13.03% | 3.08% |
| 2017-12-31 | $2.3B | $1.8B | $1.5B | 1.12% | 12.00% | 3.06% |
| 2017-09-30 | $2.3B | $1.9B | $1.5B | 1.06% | 11.43% | 3.03% |
| 2017-06-30 | $2.3B | $1.8B | $1.5B | 1.05% | 11.22% | 3.01% |
| 2017-03-31 | $2.2B | $1.9B | $1.4B | 1.03% | 10.96% | 2.99% |
| 2016-12-31 | $2.2B | $1.7B | $1.4B | 1.07% | 11.45% | 3.01% |
| 2016-09-30 | $2.2B | $1.9B | $1.4B | 1.08% | 11.59% | 3.01% |
| 2016-06-30 | $2.1B | $1.7B | $1.3B | 1.08% | 11.61% | 3.01% |
| 2016-03-31 | $2.1B | $1.8B | $1.3B | 1.09% | 11.76% | 2.98% |
| NY |
| 1 |
| 0 |
| Unavailable |
| Greenwich | NY | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2026-07-01: RSSD 101671 → 866000 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth. 6 structure changes are on record for this entity; see History & events for the full list.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NY | $3.9B | 0.15% | 46 | Continuing · +0.03 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.