Regulatory profile
Baker, MT · FDIC certificate #352
BANK OF BAKER is an FDIC-insured institution based in Baker, MT (FDIC certificate #352). In its Q3 2026 Call Report it reported total assets of $159M, total deposits of $141M and net loans of $87M. Its primary federal regulator is FDIC.
Reported facts
BANK OF BAKER (FDIC certificate #352) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $159M |
|---|---|
| Total deposits | $141M |
| Net loans and leases | $87M |
| Return on assets | 1.53% |
| Return on equity | 14.12% |
| Net interest margin | 4.23% |
| Quarterly asset change | -1.12% |
| Quarterly deposit change | -0.78% |
Plain-language readout
BANK OF BAKER in Baker, MT reported total assets of $159M, total deposits of $141M and net loans of $87M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.53%, a return on equity of 14.12%, a net interest margin of 4.23%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $159M | $141M | $87M | 1.53% | 14.12% | 4.23% |
| Q2 2026 | $161M | $142M | $89M | 1.52% | 13.91% | 4.13% |
| Q1 2026 | $165M | $146M | $87M | 1.50% | 13.69% | 3.94% |
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