Regulatory profile
Baker, MT · FDIC certificate #352
BANK OF BAKER is an FDIC-insured institution based in Baker, MT (FDIC certificate #352). In its Q3 2026 Call Report it reported total assets of $159M, total deposits of $141M and net loans of $87M. Its primary federal regulator is FDIC.
Plain-language readout
BANK OF BAKER has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $165M in Q1 2026 and were lowest at $159M in Q3 2026.
Total deposits were highest at $146M in Q1 2026 and lowest at $141M in Q3 2026.
Over the whole period total assets fell 3.7%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $159M | $141M | $87M | 1.53% | 14.12% | 4.23% |
| Q2 2026 | $161M | $142M | $89M | 1.52% | 13.91% | 4.13% |
| Q1 2026 | $165M | $146M | $87M | 1.50% | 13.69% | 3.94% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $159M | $141M | $87M | 1.53% | 14.12% | 4.23% |
| 2026-06-30 | $161M | $142M | $89M | 1.52% | 13.91% | 4.13% |
| 2026-03-31 | $165M | $146M | $87M | 1.50% | 13.69% | 3.94% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MT | $139.5M | 0.37% | 26 | Continuing · -0.02 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.